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Frequently Asked Questions

Answers to your Coverage Questions

how-much-liability-coverage-do-i-really-need

How much liability coverage do I really need?

how-do-i-know-if-i-have-the-right-coverage

How do I know if I have the right coverage?

can-you-review-my-policies-for-gaps-or-overlaps

Can you review my current policies for gaps or overlaps?

does-the-new-policy-match-my-current-coverage

How do I know if the new policy actually matches my current coverage?

does-the-new-home-policy-cover-my-roof-properly

How do I know if the new home policy covers my roof properly?

is-this-a-good-time-to-review-umbrella-insurance

Is this a good time to review umbrella insurance?

is-flood-insurance-included-in-my-homeowners-policy

Is flood insurance included in my homeowner’s policy, or do I need a separate policy?

how-can-i-tell-if-my-coverage-is-outdated

How can I tell if my current insurance coverage is outdated?

what-coverage-gaps-should-i-watch-for-when-switching

What coverage gaps should I watch for when switching insurance companies?

actual-cash-value-vs-replacement-cost

What is the difference between actual cash value and replacement cost?

should-i-raise-my-liability-limits-when-switching

Should I raise my liability limits when switching insurance?

do-i-need-umbrella-if-i-have-home-and-auto

Do I need umbrella insurance if I already have home and auto coverage?

do-i-have-enough-homeowners-coverage

How do I know if I have enough homeowners insurance coverage?

does-home-insurance-cover-water-damage

Does my home insurance cover water damage, or only certain types?

what-personal-property-limits-should-i-review

What personal property limits should I review before switching?

how-do-i-compare-auto-coverage-line-by-line

How do I compare auto insurance coverage line by line?

does-the-new-auto-policy-include-roadside-or-rental

Does the new auto policy include roadside assistance or rental reimbursement?

should-i-keep-the-same-deductibles-when-switching-car-insurance

Should I keep the same deductibles when switching car insurance?

does-my-business-have-the-right-liability-limits

How do I know if my business has the right liability limits?

Can an out-of-state agency write my Arizona insurance policy?

Can an out-of-state agency write my Arizona insurance policy?

Is flood insurance required in Tempe?

Is flood insurance required in Tempe?

Does Arizona require auto insurance?

Does Arizona require auto insurance?

How do I get an insurance quote from Hicks Insurance Group?

How do I get an insurance quote from Hicks Insurance Group?

Can Hicks Insurance Group handle both my personal and business insurance?

Can Hicks Insurance Group handle both my personal and business insurance?

What is the advantage of an independent insurance agency over a captive agent?

What is the advantage of an independent insurance agency over a captive agent?

Does homeowners insurance cover basement flooding in Mokena?

Does homeowners insurance cover basement flooding in Mokena?

How much auto insurance do I need in Mokena, IL?

How much auto insurance do I need in Mokena, IL?

Can Hicks Insurance serve Tempe clients remotely from Illinois?

Can Hicks Insurance serve Tempe clients remotely from Illinois?

What are the unique insurance laws in Arizona that affect Tempe residents?

What are the unique insurance laws in Arizona that affect Tempe residents?

How much life insurance do I need in Tempe, Arizona?

How much life insurance do I need in Tempe, Arizona?

What insurance do I need for my restaurant in Tempe, Arizona?

What insurance do I need for my restaurant in Tempe, Arizona?

Is workers compensation insurance required in Arizona?

Is workers compensation insurance required in Arizona?

What insurance do I need for my small business in Tempe, AZ?

What insurance do I need for my small business in Tempe, AZ?

Do I need flood insurance in Tempe, Arizona?

Do I need flood insurance in Tempe, Arizona?

What does homeowners insurance cover in Tempes hot, dry climate?

What does homeowners insurance cover in Tempes hot, dry climate?

What are the minimum auto insurance requirements in Arizona?

What are the minimum auto insurance requirements in Arizona?

Why choose a local Mokena insurance agent instead of buying online?

Why choose a local Mokena insurance agent instead of buying online?

What are the unique insurance laws in Illinois that affect Mokena residents?

What are the unique insurance laws in Illinois that affect Mokena residents?

How much life insurance do I need in Mokena, Illinois?

How much life insurance do I need in Mokena, Illinois?

Do I need commercial auto insurance for my business vehicles in Mokena?

Do I need commercial auto insurance for my business vehicles in Mokena?

What insurance do I need for my small business in Mokena, IL?

What insurance do I need for my small business in Mokena, IL?

What deductible should I choose for homeowners insurance in Mokena?

What deductible should I choose for homeowners insurance in Mokena?

Do I need flood insurance in Mokena, Illinois?

Do I need flood insurance in Mokena, Illinois?

What does homeowners insurance cover in Mokena, IL?

What does homeowners insurance cover in Mokena, IL?

What are the minimum auto insurance requirements in Illinois?

What are the minimum auto insurance requirements in Illinois?

What are the minimum auto insurance requirements in Illinois?

What are the minimum auto insurance requirements in Illinois?

Do I need coverage year-round if I only use my boat in summer?

Do I need coverage year-round if I only use my boat in summer?

What are common insurance gaps to avoid?

What are common insurance gaps to avoid?

How do I file an insurance claim?

How do I file an insurance claim?

How much insurance coverage do I need?

How much insurance coverage do I need?

What does Liability Insurance cover?

What does Liability Insurance cover?

What factors affect my insurance premiums?

What factors affect my insurance premiums?

What is insurance, and why do I need it?

What is insurance, and why do I need it?

Still have questions?

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