Make sure each quote includes all the coverage you want and the right liability limits. Then look at the carrier itself. It should be a top-20 insurance company with a strong claims department and real market share in your state.

Make sure each quote includes all the coverage you want and the right liability limits. Then look at the carrier itself. It should be a top-20 insurance company with a strong claims department and real market share in your state.

Compare like for like

• Dwelling, personal property and liability limits on the home policy
• Liability limits, comprehensive and collision on the auto policy
• Deductibles on both policies
• Optional coverages, such as water backup or replacement cost on contents
• The discounts included in each price

Look past the price

A low price does not help if the carrier is hard to work with after a loss. The quality of the claims department and the carrier’s presence in your state matter as much as the premium. A carrier that writes a lot of business in your state understands local weather, repair costs and regulations.

How Hicks Insurance can help

Hicks Insurance lays out bundle quotes side by side so you can compare coverage, limits and carriers, not just the bottom line. See our bundle policy options.