If you are moving away from your current carrier, just pick one date to start both your new home and auto policies. That gets you the full bundle discount right away and makes your policies easier to review going forward.

If you are moving away from your current carrier, just pick one date to start both your new home and auto policies. That gets you the full bundle discount right away and makes your policies easier to review going forward.

How it works

The new policies start on the date you choose, and you cancel the old ones effective that same day. Premium you have already paid on an old policy is usually refunded for the unused time, though some carriers subtract a cancellation fee.

Before you pick a date

• Confirm both new policies are bound before canceling anything
• Check for cancellation fees on the old policies
• Let your mortgage company and auto lender know about the change

How Hicks Insurance can help

Hicks Insurance can help you choose a start date and coordinate the cancellations. Learn more about bundle policies.