Is it better to bundle home and auto insurance with the same company?

In most cases, yes. Keeping your home and auto insurance with the same carrier helps you get every discount available and makes it less likely you will have gaps between your policies. It also makes umbrella coverage easier to set up and lets you review everything together at renewal.

Key Takeaways

- Bundling home and auto with one carrier usually unlocks the most discounts.
- One carrier makes coverage gaps between your policies less likely.
- It simplifies umbrella coverage and your yearly renewal review.

In most cases, yes. Keeping your home and auto insurance with the same carrier helps you get every discount available and makes it less likely you will have gaps between your policies. It also makes umbrella coverage easier to set up and lets you review everything together at renewal.

Why one carrier usually works best

When your home and auto policies sit with the same insurance company, the carrier sees your whole household. That usually means a multi-policy discount plus other credits the quoting system applies automatically. It also means one company is lining up your liability limits, deductibles and effective dates, instead of two companies that never compare notes.

When to take a closer look

Bundling is the right move for most households, but not every one. A recent claim, a home with unusual features or a vehicle that is hard to insure can change the math, so it is worth comparing a bundled quote against separate policies before you decide.

How Hicks Insurance can help

Hicks Insurance quotes home and auto together with several carriers so you can see the bundled price and coverage side by side. Start with our bundle policy options.

Have more questions about our insurance?

Give us a call today and we can help.

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