In most cases, yes. An independent agent can quote your home and auto bundle with several carriers, which usually turns up the most competitive rate. In some situations a single company is the better fit, and an independent agent can tell you when that is the case.
In most cases, yes. An independent agent can quote your home and auto bundle with several carriers, which usually turns up the most competitive rate. In some situations a single company is the better fit, and an independent agent can tell you when that is the case.
A captive agent or a direct insurer can only offer one company’s products and prices. An independent agency works with multiple carriers, so it can see which one rates your home, cars and drivers best and which one has the coverage options you need.
Sometimes the best fit is a single carrier, for example when it offers a specific coverage you need or a strong rate for your particular home. A good independent agent will tell you so rather than move you for the sake of it.
Hicks Insurance works with 14+ carriers, so we can compare bundle options for your household and recommend the one that fits. Request a quote.

Give us a call today and we can help.



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