How do multi-car discounts work when insuring two or more vehicles?

Each insurance company sets its own multi-car discount, so the savings differ. As an independent agency, Hicks Insurance quotes your vehicles with several carriers to make sure you get the most competitive rate.

Key Takeaways

- A multi-car discount applies when two or more vehicles share a policy.
- Every carrier sets its own discount amount and rules.
- Comparing carriers is the best way to get a strong multi-car rate.

Each insurance company sets its own multi-car discount, so the savings differ. As an independent agency, Hicks Insurance quotes your vehicles with several carriers to make sure you get the most competitive rate.

The basics

A multi-car discount usually applies when two or more vehicles are insured on the same policy. Each carrier decides how much the discount is, whether it applies to every vehicle and which other discounts can be combined with it.

Because those rules vary, the carrier with the biggest advertised discount is not always the cheapest overall. The final price depends on how the carrier rates your vehicles, drivers and location.

How Hicks Insurance can help

We compare multi-car quotes from several carriers so you can see the real price for your household, not just the discount. Request a quote.

Have more questions about our insurance?

Give us a call today and we can help.

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