Can I get a better insurance rate by combining home, auto, and umbrella insurance?

Yes. Combining your auto, home and umbrella insurance can earn you a better rate. That is why we quote with many different carriers, to find the most competitive price along with the best coverage.

Key Takeaways

- Adding an umbrella to a home and auto bundle can improve your rate.
- Umbrella coverage works best when it lines up with your home and auto limits.
- Comparing carriers finds the best price and coverage together.

Yes. Combining your auto, home and umbrella insurance can earn you a better rate. That is why we quote with many different carriers, to find the most competitive price along with the best coverage.

Why an umbrella fits naturally in a bundle

An umbrella policy adds liability protection above your home and auto limits. Umbrella carriers usually require certain minimum liability limits on the underlying policies, so it is often simpler to have all three with one carrier.

Price and coverage together

The goal is not only a lower rate. It is making sure the liability limits on your home, auto and umbrella fit together with no gaps.

How Hicks Insurance can help

Hicks Insurance can quote all three together and recommend limits that fit your situation. Learn more about umbrella insurance.

Have more questions about our insurance?

Give us a call today and we can help.

Have more questions? Browse FAQs by type.

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Hicks Insurance Group provides home, auto, life, and commmercial insurance services throughout Illinois including Mokena, Joliet, Orland Park, Tinley Park, New Lenox, Frankfort, Chicago, Naperville, Oak Lawn, and Cicero as well as the counties of Will, Kendall, Grundy, and DuPage.
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