Hicks Insurance Group

Insurance Services In New Lenox, IL

New Lenox, IL Insurance Services
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Insurance Services in New Lenox, IL – Hicks Insurance Group

Welcome to Hicks Insurance Group, your trusted insurance partner proudly serving New Lenox, Illinois—one of the fastest-growing communities in the southwest Chicago suburbs. Since 1998, we’ve been protecting New Lenox families, new homeowners, and growing businesses with expert advice, flexible options, and real relationships you can count on. Located in nearby Mokena at 19144 88th Avenue, we’re just minutes from New Lenox and have been serving your community for over 25 years.

New Lenox is a vibrant, rapidly expanding village in Will County, approximately 40 miles southwest of downtown Chicago. With a population that has grown to over 27,000 residents, New Lenox has become one of Illinois’ most desirable family-oriented communities, known for its excellent schools, beautiful parks, new housing developments, and strong sense of community. The village successfully balances growth with quality of life, offering modern subdivisions alongside preserved natural areas and outstanding recreational facilities.

At Hicks Insurance Group, we understand the unique insurance needs of New Lenox residents—from first-time homebuyers in new construction subdivisions to growing families adding vehicles and planning for the future to established homeowners protecting accumulated assets. As an independent agency working with over 14 top-rated carriers, we provide personalized service and competitive rates tailored to your life stage and insurance needs. We’re not just insurance agents—we’re your neighbors, committed to protecting what matters most as you build your life in New Lenox.

Comprehensive Insurance Solutions for New Lenox Families

As an independent insurance agency, we work for you—not the insurance companies. This means we shop multiple carriers to find the best coverage at the most competitive price. Here’s how we serve New Lenox’s growing community:

Homeowners Insurance – Protecting New Lenox’s Modern Homes and New Construction

New Lenox features extensive new construction and modern subdivisions with homes built within the past 10-20 years. Whether you’re a first-time homebuyer, relocating to the area, or upgrading to accommodate a growing family, we provide comprehensive homeowners insurance protecting your investment and belongings.

Our homeowners insurance policies include:

  • Dwelling Coverage: Protects your home’s structure against fire, wind, hail, lightning, vandalism, and other covered perils
  • Personal Property Coverage: Insures furniture, electronics, clothing, appliances, and personal belongings
  • Liability Protection: Critical coverage if someone is injured on your property or you accidentally damage another person’s property
  • Additional Living Expenses: Pays temporary housing costs if your home becomes uninhabitable after a covered loss
  • Medical Payments to Others: Covers medical expenses for guests injured on your property
  • Water Backup Coverage: Important protection for sump pump failure and sewer backup
  • Replacement Cost Coverage: Ensures repairs and replacements are made with new materials (not depreciated value)

New construction homes offer advantages for insurance—modern building codes, updated electrical and plumbing systems, and newer roofs typically qualify for lower premiums and better coverage terms. According to the Insurance Information Institute, homes built within the last 20 years often qualify for discounts of 10-15% compared to older homes.

New Lenox homeowners should consider replacement cost coverage (ensuring full rebuilding costs are covered), increased limits for personal property as you furnish your home, and umbrella insurance as you accumulate home equity and other assets. We’ll ensure your coverage grows with your needs and protects your investment.

Protect your New Lenox home: Homeowners Insurance Solutions

Auto Insurance – Multi-Car Coverage for Growing Families

New Lenox families often need multi-car coverage as households grow and teenagers begin driving. Illinois law requires minimum liability insurance, but we strongly recommend higher limits to adequately protect your family’s financial security.

Our comprehensive auto insurance policies include:

  • Liability Coverage: Required by Illinois law; protects you if you cause injuries or property damage to others
  • Collision Coverage: Pays to repair or replace your vehicle after an accident
  • Comprehensive Coverage: Protects against theft, vandalism, hail damage, fire, and animal strikes
  • Uninsured/Underinsured Motorist Coverage: Critical protection if you’re hit by a driver without adequate insurance
  • Medical Payments Coverage: Covers medical expenses for you and passengers after an accident
  • Roadside Assistance: 24/7 towing, battery service, tire changes, and emergency assistance
  • Rental Car Reimbursement: Pays for rental vehicle while yours is being repaired

New Lenox families can significantly reduce auto insurance costs through bundling discounts (combining home and auto), multi-car discounts, safe driver discounts, good student discounts for teens, defensive driving course discounts, and anti-theft device discounts. According to the National Association of Insurance Commissioners, bundling home and auto policies can save families $500-$1,200 or more annually.

Adding teenage drivers significantly increases premiums, but we’ll help you find the most affordable coverage while ensuring adequate protection. Good student discounts (typically 15-25% off), driver training programs, and usage-based insurance programs can help offset increased costs from young drivers.

Save on multi-car insurance: Auto Insurance Coverage

Bundling and Multi-Policy Discounts – Maximum Savings for New Lenox Families

One of the most effective ways to save money while maintaining comprehensive coverage is bundling multiple policies with the same carrier. When you combine homeowners and auto insurance, you typically save 15-25% on both policies—often $800-$1,500 or more annually for New Lenox families.

Additional bundling opportunities include:

  • Adding umbrella insurance (requires underlying home and auto policies)
  • Including boat, RV, or motorcycle insurance
  • Adding rental property coverage if you own investment properties
  • Including valuable items coverage for jewelry, collectibles, or expensive electronics

As an independent agency representing over 14 carriers, we compare bundled pricing across multiple insurers to ensure you receive the absolute best value. Some carriers offer superior bundling discounts while others provide better standalone pricing—we’ll analyze all options and present recommendations that maximize both coverage and savings.

Beyond multi-policy discounts, we’ll identify every available discount including home security system discounts, claims-free discounts, loyalty discounts, paperless billing discounts, automatic payment discounts, and occupation-based discounts. Our goal is comprehensive coverage at the lowest possible price.

Life Insurance – Protecting Your Growing Family’s Future

As New Lenox families grow, life insurance becomes increasingly important for protecting your loved ones’ financial security. If something happens to you, life insurance provides funds to pay off the mortgage, cover daily living expenses, fund children’s education, and maintain your family’s lifestyle.

We offer comprehensive life insurance solutions including:

  • Term Life Insurance: Affordable coverage for a specific period (10, 20, or 30 years), ideal for covering mortgage payoff and children’s education expenses
  • Whole Life Insurance: Permanent coverage with cash value accumulation that serves as both protection and a financial asset
  • Universal Life Insurance: Flexible permanent coverage with adjustable premiums and death benefits
  • Disability Insurance: Replaces a portion of your income if you become unable to work due to illness or injury

Financial planners typically recommend life insurance coverage of 10-15 times your annual income to ensure adequate protection. For New Lenox families, this means ensuring both spouses have coverage—stay-at-home parents provide valuable services that would require significant expense to replace if lost.

Protect your family’s future: Life Insurance Solutions

Umbrella Insurance – Growing Asset Protection

As New Lenox families accumulate assets—home equity, retirement savings, investment accounts—liability protection becomes increasingly important. Umbrella insurance provides an extra $1 million to $5 million in liability coverage beyond your homeowners and auto policy limits.

New Lenox families should consider umbrella insurance if they:

  • Have significant home equity (New Lenox median home values exceed $300,000)
  • Have teenage drivers in the household
  • Own swimming pools, trampolines, or other attractive nuisances
  • Frequently host parties or social gatherings
  • Serve on nonprofit boards or in volunteer roles
  • Have substantial retirement savings or investment portfolios
  • Own rental properties or vacation homes

Umbrella insurance is remarkably affordable—typically $150-$300 per year for $1 million in coverage. Given today’s litigious environment and the potential for catastrophic liability claims, umbrella insurance provides essential peace of mind at minimal cost.

Learn more: Umbrella Insurance Protection

Business Insurance – Supporting New Lenox’s Growing Business Community

New Lenox’s economic growth has brought diverse businesses to the community—from retail shops along Route 30 and Laraway Road to professional services to home-based businesses. Whether you operate a storefront, professional practice, or work from home, we provide comprehensive commercial insurance addressing your specific industry risks.

Our business insurance solutions include:

  • General Liability Insurance: Fundamental protection against third-party injury and property damage claims
  • Commercial Property Insurance: Covers your building, equipment, inventory, and business property
  • Business Owners Policy (BOP): Combines liability and property coverage at discounted package pricing
  • Workers Compensation Insurance: Required by Illinois law if you have employees
  • Commercial Auto Insurance: Protects vehicles used for business purposes
  • Professional Liability Insurance (E&O): Essential for consultants, advisors, and professional services
  • Cyber Liability Insurance: Covers data breaches and cyber attacks

According to the U.S. Small Business Administration, having adequate insurance is one of the most important investments for protecting your business from financial losses. Our commercial insurance specialists will design coverage tailored to your specific operations and industry.

Protect your business: Commercial Insurance Solutions

Why New Lenox Families Choose Hicks Insurance Group

For over 25 years, New Lenox families have trusted Hicks Insurance Group for comprehensive insurance protection and personalized service. Here’s what sets us apart:

We’re Local and We Know New Lenox

Our office is located just minutes from New Lenox in neighboring Mokena at 19144 88th Avenue, Mokena, IL 60448. We’re familiar with your community—from the newer subdivisions near Route 30 to established neighborhoods, from the excellent schools (Lincoln-Way and Providence school districts) to the beautiful parks and recreation facilities. Our local knowledge allows us to provide informed recommendations based on real understanding of your community and insurance needs.

Independent Agency Advantage

Unlike captive agents (State Farm, Allstate, Farmers) who work for a single insurance company, we’re an independent agency representing over 14 top-rated national carriers. This fundamental difference means we shop multiple carriers to find your best coverage at the most competitive price, provide unbiased recommendations, and can move your policy if your current carrier raises rates or provides poor service.

Exceptional Service and Client Satisfaction

With over 1,414 reviews and a 4.99 rating, our clients consistently praise our responsive communication, comprehensive coverage advice, competitive pricing, and dedicated claims support. We’re committed to long-term relationships, not just policy sales, providing ongoing coverage reviews and proactive service as your needs evolve.

Expertise with First-Time Homebuyers and Growing Families

Many New Lenox residents are first-time homebuyers or growing families navigating insurance needs for the first time. Our agents take time to explain coverage options in clear language, answer all questions, and ensure you understand your protection. We’re here to educate and advise, not just sell policies.

What New Lenox Residents Say About Us

“As first-time homebuyers in New Lenox, we were overwhelmed by insurance decisions. Hicks Insurance Group made everything easy to understand, bundled our home and auto insurance to save us over $1,000 per year, and gave us confidence we were properly protected. They’re patient, knowledgeable, and genuinely care about their clients.”

— Sarah and Tom M., New Lenox First-Time Homebuyers

“We’ve worked with Hicks Insurance for 10 years through two home purchases, adding teenage drivers, and starting a small business. They’ve always provided honest advice, found us competitive rates, and been there when we needed them. I recommend them to everyone in New Lenox looking for trustworthy insurance professionals.”

— Jennifer K., New Lenox Resident and Business Owner

“When our New Lenox home had water damage from a burst pipe, Hicks Insurance Group handled everything professionally and ensured we received fair settlement. Their claims advocacy and support during a stressful time exceeded all expectations. They’re not just agents—they’re partners who truly care.”

— Michael and Lisa R., New Lenox Homeowners

Serving New Lenox and Throughout Will County

While we’re proud to serve New Lenox, our insurance expertise extends throughout Will County and the southwest suburbs:

About New Lenox, Illinois

New Lenox is a vibrant village in Will County, located approximately 40 miles southwest of downtown Chicago. With over 27,000 residents, New Lenox has experienced tremendous growth over the past three decades, transforming from a small rural community into one of the most desirable family-oriented suburbs in the Chicago metropolitan area.

Community Growth and Character

New Lenox’s rapid growth has been carefully managed to maintain quality of life while accommodating new development. The village features numerous modern subdivisions with well-planned neighborhoods, tree-lined streets, sidewalks, and community amenities. Despite significant growth, New Lenox has preserved natural areas, parks, and forest preserves that provide recreational opportunities and maintain the community’s attractive balance of development and green space.

According to the U.S. Census Bureau, New Lenox ranks among the fastest-growing communities in Illinois, with population increases driven primarily by young families attracted to excellent schools, safe neighborhoods, and affordable housing compared to communities closer to Chicago.

Education and Schools

New Lenox families benefit from highly-rated public schools serving the community:

  • Lincoln-Way Community High School District 210: Operating multiple high schools including Lincoln-Way Central and Lincoln-Way West, both recognized for academic excellence and comprehensive programs
  • Providence Catholic High School: Private college-preparatory high school with strong academic reputation
  • New Lenox School District 122: Serving elementary students
  • Summit Hill School District 161: Serving portions of New Lenox with excellent elementary and middle schools

The community’s commitment to education excellence makes New Lenox a top choice for families with school-age children.

Recreation and Community Amenities

New Lenox offers abundant recreational opportunities and community facilities:

  • Sanctuary Golf Course: Beautiful public golf course designed by Greg Norman
  • New Lenox Community Park District: Operating numerous parks, athletic facilities, and recreation programs
  • Veterans Memorial Park: Community gathering space with memorials honoring military service
  • Old Plank Road Trail: Scenic multi-use trail connecting New Lenox to surrounding communities
  • Hickory Creek Preserve: Forest preserve offering hiking, fishing, and nature observation

Economic Profile and Property Values

New Lenox’s median household income of approximately $100,000 reflects the community’s economic prosperity. Median home values range from $275,000-$325,000, offering relative affordability compared to communities closer to Chicago while providing modern homes, excellent schools, and strong community amenities.

The village’s strategic location with access to I-80, I-355, and Route 30 provides convenient commuting to Chicago, Joliet, and surrounding employment centers while maintaining a suburban lifestyle with local shopping, dining, and entertainment options.

Get Your Free Insurance Quote Today

Ready to protect your New Lenox home, family, and future with comprehensive insurance at competitive rates? Contact Hicks Insurance Group today for personalized recommendations from experienced local agents. We’ll compare options from over 14 carriers to find you the best coverage and maximum savings through bundling and available discounts.

Contact Hicks Insurance Group:

  • Phone: (708) 532-7474
  • Office Location: 19144 88th Avenue, Mokena, IL 60448 (minutes from New Lenox)
  • Hours: Monday-Thursday: 9:00 a.m. – 5:00 p.m. | Friday: 9:00 a.m. – 4:00 p.m.
  • Email: Contact Us Online

Call us today at (708) 532-7474 for your free, no-obligation insurance quote. We look forward to protecting your New Lenox family and becoming your trusted insurance partner for life.

Hicks Insurance Group—delivering expert advice, flexible options, and real relationships you can count on since 1998. We’re local, we’re independent, and we work for you.

Have questions about our insurance?

Give us a call today and we can help.

In the community

New Lenox, IL Chamber of Commerce

Hicks Insurance Group is a proud member of the New Lenox Area Chamber of Commerce, supporting this dynamic village of approximately 27,000 residents. Located in Will County with excellent access to I-80 and Route 30, New Lenox has grown into one of the southwest suburbs’ most desirable communities for both residents and businesses. The village’s commercial corridors along Nelson Street, Route 30, and other key thoroughfares offer diverse retail, dining, and service opportunities.

The New Lenox Area Chamber of Commerce actively promotes business development through networking events, ribbon cuttings, community festivals, and advocacy. New Lenox’s business community benefits from the village’s growing population, higher-than-average household incomes, and residents’ strong community loyalty. Major developments like the Town Center and various commercial plazas provide modern facilities for businesses.

New Lenox is known for exceptional schools in Lincoln-Way and Providence Catholic districts, extensive recreational facilities including renowned championship golf courses, and a family-oriented community atmosphere. The village government maintains a business-friendly approach with support for new development and existing business expansion. Businesses thrive in New Lenox’s environment of growth and stability, benefiting from strong residential demand and excellent transportation access.

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Local Mokena Insurance Agency
Always Here For You, Wherever You Are
Hicks Insurance Group provides home, auto, life, and commmercial insurance services throughout Illinois including Mokena, Joliet, Orland Park, Tinley Park, New Lenox, Frankfort, Chicago, Naperville, Oak Lawn, and Cicero as well as the counties of Will, Kendall, Grundy, and DuPage.
Frequently Asked
Questions

If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Generally, the other driver’s liability coverage will pay for medical expenses and repairs to your vehicle. If, however, the other driver’s insurance is insufficient to pay your costs, your uninsured or underinsured motorist coverage can step in to make up the difference.

If possible it is in your best interest to contact your agent first to discuss options available based on your situation. If unable to connect go straight to your insurance carrier to file your claim. You can file your claim either online or over the phone.

  • Your insurance company adjuster will reach out to you to gather detailed information about your claim.
  • The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
  • You will work with your adjuster will get an estimate for the damages.
  • A check will be cut for that estimate.
  • If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.

Still have questions?
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In need of anything from disability insurance to long-term care? We have you covered.