Hicks Insurance Group

Insurance Services In Homer Glen, IL

Homer Glen, IL Insurance Services
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Insurance Services in Homer Glen, IL – Hicks Insurance Group

Welcome to Hicks Insurance Group, your trusted insurance partner serving Homer Glen, IL and the surrounding communities. Since 1998, we’ve been delivering expert advice, flexible options, and real relationships you can count on. As an independent insurance agency, we work with over 14 national carriers to find the best coverage for your unique needs—whether you’re protecting your home, car, business, or family’s future.

Homer Glen is a beautiful community officially incorporated in 2001, making it one of the newest villages in Illinois. Known for its scenic landscapes, excellent schools, and family-friendly atmosphere, Homer Glen has become one of the most desirable places to live in Will County. population of 24,570 24,000 residents, the village offers a perfect blend of suburban comfort and natural beauty, featuring numerous forest preserves, parks, and the Des Plaines River conservation area.

At Hicks Insurance Group, we understand the unique insurance needs of Homer Glen residents. From protecting your beautiful single-family home to ensuring your business thrives with comprehensive commercial coverage, our experienced team is here to provide personalized service and competitive rates. We’re not just your insurance agents—we’re your neighbors, and we’re committed to protecting what matters most to you and your family.

Comprehensive Insurance Solutions for Homer Glen Residents

Our independent agency model means we work for you, not the insurance carriers. We compare coverage options from multiple top-rated insurers to ensure you get the best protection at the most competitive price. Here’s how we serve the Homer Glen community:

Homeowners Insurance – Protecting Your Homer Glen Home

Your home is likely your most valuable asset, and protecting it with comprehensive homeowners insurance is essential. Homer Glen features a mix of beautiful properties, from newer subdivisions to established neighborhoods with mature landscaping. Whether you own a single-family home, townhouse, or condo, we’ll help you secure coverage that protects your property, belongings, and liability.

Our homeowners insurance policies typically cover:

  • Dwelling Coverage: Protects your home’s structure against covered perils like fire, wind, hail, and vandalism
  • Personal Property Protection: Covers your belongings, including furniture, electronics, clothing, and valuables
  • Liability Coverage: Protects you if someone is injured on your property or you accidentally damage someone else’s property
  • Additional Living Expenses: Pays for temporary housing if your home becomes uninhabitable due to a covered loss
  • Medical Payments: Covers medical expenses for guests injured on your property, regardless of fault

According to the Insurance Information Institute, the average homeowners insurance claim in Illinois is approximately $12,500, making adequate coverage crucial for financial protection. We’ll help you determine the right coverage limits based on your home’s replacement cost—not its market value—to ensure you’re fully protected.

Special considerations for Homer Glen homeowners include coverage for water backup (important for properties near the Des Plaines River conservation area), replacement cost coverage for personal property, and increased liability limits to protect your assets. Call us at (708) 532-7474 to discuss your homeowners insurance options today.

Learn more about: Homeowners Insurance Options

Auto Insurance – Comprehensive Coverage for Homer Glen Drivers

Illinois law requires all drivers to carry minimum liability insurance, but the state minimums often aren’t enough to protect you financially in a serious accident. Homer Glen residents commute to various employment centers, including downtown Chicago, and face diverse driving conditions from rural roads to busy highways.

Our auto insurance policies include:

  • Liability Coverage: Required by Illinois law; pays for injuries and property damage you cause to others
  • Collision Coverage: Pays to repair or replace your vehicle after an accident, regardless of fault
  • Comprehensive Coverage: Protects against theft, vandalism, hail, flooding, and animal collisions
  • Uninsured/Underinsured Motorist Coverage: Protects you if you’re hit by a driver with insufficient insurance
  • Medical Payments Coverage: Pays medical expenses for you and your passengers after an accident
  • Roadside Assistance: Provides towing, battery jumps, and other emergency services

According to the National Association of Insurance Commissioners, Illinois drivers pay an average of $1,166 per year for auto insurance. However, rates vary significantly based on factors including driving history, credit score, vehicle type, and location. We work with multiple carriers to find you the most competitive rates while ensuring comprehensive protection.

We also offer significant discounts for Homer Glen residents, including multi-policy bundling (combining home and auto), safe driver discounts, multi-car discounts, and good student discounts for young drivers. Our agents will help you maximize savings while maintaining the coverage you need.

Get a free quote: Auto Insurance Coverage

Business Insurance – Protecting Homer Glen Businesses

Homer Glen is home to a diverse business community, from family-owned retail shops to professional service providers and contractors. Whether you operate a small business, retail store, restaurant, or professional practice, we offer comprehensive commercial insurance solutions tailored to your industry and specific risks.

Our business insurance solutions include:

  • General Liability Insurance: Protects against third-party injury and property damage claims
  • Commercial Property Insurance: Covers your building, equipment, inventory, and business personal property
  • Business Owners Policy (BOP): Combines liability and property coverage at a discounted rate
  • Workers Compensation Insurance: Required by Illinois law if you have employees; covers medical expenses and lost wages for work-related injuries
  • Commercial Auto Insurance: Covers vehicles used for business purposes
  • Professional Liability Insurance: Protects professionals against claims of negligence or errors and omissions
  • Cyber Liability Insurance: Covers data breaches and cyber attacks affecting your business
  • Employment Practices Liability Insurance (EPLI): Protects against employment-related claims like discrimination or wrongful termination

According to the U.S. Small Business Administration, having adequate insurance is one of the most important steps in protecting your business from financial losses. The right coverage can mean the difference between recovering from a setback and closing your doors permanently.

Our commercial insurance specialists understand the unique challenges facing Homer Glen businesses. We’ll conduct a thorough risk assessment and recommend coverage that addresses your specific industry exposures, whether you’re a contractor, retail store, restaurant owner, or professional service provider.

Protect your business: Commercial Insurance Solutions

Umbrella Insurance – Additional Liability Protection

As Homer Glen continues to grow and property values increase, residents face greater liability exposure. Umbrella insurance provides an extra layer of liability protection that goes beyond the limits of your homeowners and auto policies. This coverage is especially important for families with significant assets, rental properties, or higher risk exposures like swimming pools or trampolines.

Benefits of umbrella insurance include:

  • Additional $1 million to $5 million (or more) in liability coverage
  • Protection against lawsuits exceeding your primary policy limits
  • Coverage for certain claims not covered by underlying policies
  • Defense costs coverage, which can be substantial even if you’re not at fault
  • Affordable premiums (typically $150-$300 per year for $1 million in coverage)

Given the litigious nature of today’s society, umbrella insurance provides essential peace of mind at a relatively low cost. Our agents will help you determine the right amount of coverage based on your assets, lifestyle, and risk tolerance.

Explore additional protection: Umbrella Insurance Options

Why Homer Glen Residents Choose Hicks Insurance Group

We’ve been serving Homer Glen families and businesses for over 25 years, and we understand what makes this community special. Here’s why your neighbors trust us with their insurance needs:

We’re Local and We Know Homer Glen

Our office is located just minutes from Homer Glen in nearby Mokena at 19144 88th Avenue. We’re familiar with the unique characteristics of your community—from the beautiful homes in neighborhoods like Brookwood and Canterbury to the rural charm of areas near the forest preserves. We understand local risks, including weather patterns, flooding concerns near the Des Plaines River, and property values specific to Will County.

When you call us, you’ll speak with someone who knows your neighborhood, understands local regulations, and can provide personalized advice based on real community knowledge—not generic recommendations from a distant call center.

Independent Agency Advantage

As an independent agency, we’re not tied to a single insurance company. This means we work for you, not the insurance carriers. We partner with over 14 top-rated national insurers, allowing us to:

  • Compare coverage options from multiple carriers to find the best fit for your needs and budget
  • Negotiate better rates by leveraging competition among carriers
  • Provide unbiased recommendations based on your specific situation
  • Move your policy to a different carrier if your current insurer raises rates or provides poor service
  • Offer specialized coverage options that captive agents (who work for only one company) cannot provide

This independent model ensures you always get the best value and most comprehensive protection available in the market.

Personalized Service and Real Relationships

Insurance can be confusing, but it doesn’t have to be. Our experienced agents take the time to understand your unique situation, explain your options in plain language, and answer all your questions. We’re here for you not just when you buy a policy, but throughout the life of your coverage—especially when you need to file a claim.

With over 1,414 reviews and a 4.99 rating, our clients consistently praise our responsive service, knowledgeable advice, and commitment to their protection. We’re not just selling policies—we’re building long-term relationships with Homer Glen families and business owners.

Comprehensive Coverage Review

Your insurance needs change over time. That’s why we conduct regular coverage reviews to ensure your policies keep pace with life changes like home renovations, vehicle purchases, growing families, or expanding businesses. We proactively identify coverage gaps and recommend adjustments to keep you properly protected.

This ongoing service sets us apart from online insurance providers and captive agents who may only contact you at renewal time to collect payment.

What Homer Glen Residents Say About Us

“Working with Hicks Insurance Group has been an absolute pleasure. They took the time to understand our family’s needs and found us comprehensive coverage at a price that fit our budget. Their team is knowledgeable, responsive, and genuinely cares about their clients. I highly recommend them to anyone in the Homer Glen area looking for trustworthy insurance professionals.”

— Michael S., Homer Glen Resident

“After shopping around for homeowners and auto insurance for months, I finally found Hicks Insurance Group. They were able to bundle both policies and save me over $800 per year compared to my previous insurer, all while providing better coverage. The claims process when I had minor storm damage was smooth and hassle-free. They’re the best in the business!”

— Jennifer L., Homer Glen Homeowner

“As a small business owner in Homer Glen, I needed specialized insurance coverage that most agents couldn’t provide. Hicks Insurance Group’s commercial team took the time to understand my business operations, conducted a thorough risk assessment, and customized a policy that gives me complete peace of mind. Their expertise and personal attention are unmatched.”

— David R., Homer Glen Business Owner

Serving Homer Glen and Surrounding Southwest Suburbs

While we’re proud to serve Homer Glen, our reach extends throughout the southwest Chicago suburbs. We also provide comprehensive insurance services to residents and businesses in:

No matter where you live in the southwest suburbs, you can count on Hicks Insurance Group for expert advice, competitive rates, and exceptional service.

About Homer Glen, Illinois

Homer Glen is a vibrant village located in Will County, approximately 30 miles southwest of downtown Chicago. Officially incorporated on April 17, 2001, Homer Glen is one of Illinois’ newest municipalities, yet its history dates back to the early 19th century when it was a rural farming community.

Community Characteristics

Today, Homer Glen is home to approximately 24,000 residents and spans 22.5 square miles. The village is known for its commitment to preserving open space and natural areas, with nearly 700 acres of forest preserves and parks. The Des Plaines River conservation area winds through the community, providing scenic beauty and recreational opportunities.

Homer Glen has consistently ranked as one of the safest communities in Illinois, with crime rates significantly below state and national averages according to the FBI’s Uniform Crime Reporting Program. This safety, combined with excellent schools (Homer Community Consolidated School District 33C and Lockport Township High School District 205), makes it a highly desirable place for families.

Local Landmarks and Attractions

Homer Glen offers residents numerous recreational opportunities and community amenities:

  • Heritage Park: The village’s premier park featuring athletic fields, playgrounds, walking trails, and the Heritage Park Aquatic Center
  • Goodings Grove Barn: A historic structure dating to the 1850s, now used for community events
  • Forest Preserves: Multiple preserves offering hiking, biking, fishing, and nature observation
  • Bell Road Park: A 40-acre park with sports facilities and natural areas
  • Village Green Park: Central gathering space for community events and festivals

Economic and Business Environment

Homer Glen maintains a healthy mix of residential and commercial development. The village’s business community includes retail shops, restaurants, professional services, and small businesses along major corridors like Bell Road, 143rd Street, and Parker Road. The local government supports business development while maintaining the village’s suburban character and natural beauty.

The median household income in Homer Glen is approximately $115,000, significantly higher than the Illinois state average, reflecting the community’s economic prosperity. Property values have remained strong, with median home values around $350,000, making adequate homeowners insurance coverage essential for protecting these valuable assets.

Education and Schools

Homer Glen families benefit from highly-rated public schools, including:

  • Homer Community Consolidated School District 33C (elementary and middle schools)
  • Lockport Township High School District 205
  • Several private school options in nearby communities

The village’s commitment to education, combined with safe neighborhoods and abundant recreational opportunities, makes it an ideal place to raise a family.

Get Your Free Insurance Quote Today

Ready to protect what matters most to you and your family? Our experienced agents are standing by to provide personalized insurance recommendations tailored to your unique needs and budget. Whether you’re looking for homeowners, auto, business, or life insurance, we’ll compare options from over 14 top-rated carriers to find you the best coverage at the most competitive price.

Contact Hicks Insurance Group Today:

  • Phone: (708) 532-7474
  • Office Location: 19144 88th Avenue, Mokena, IL 60448 (just minutes from Homer Glen)
  • Hours: Monday-Thursday: 9:00 a.m. – 5:00 p.m. | Friday: 9:00 a.m. – 4:00 p.m.
  • Email: Contact Us Online

We look forward to serving you and becoming your trusted insurance partner for life. Call us today at (708) 532-7474 to get started with your free, no-obligation quote.

Hicks Insurance Group—delivering expert advice, flexible options, and real relationships you can count on for over 25 years. We’re local, we’re independent, and we work for you.

Have questions about our insurance?

Give us a call today and we can help.

In the community

Homer Glen, IL Chamber of Commerce

Hicks Insurance Group is a proud member of the Heritage Corridor Business Alliance, which serves as the Chamber of Commerce for Homer Glen and the surrounding communities. As one of the youngest villages in Illinois, incorporated in 2001, Homer Glen offers modern infrastructure combined with a commitment to maintaining its natural beauty and small-town atmosphere. The village’s business community of approximately 24,000 residents includes retail, professional services, healthcare, and hospitality sectors.

The Heritage Corridor Business Alliance provides valuable networking opportunities, marketing support, and advocacy for local businesses. Homer Glen’s strategic location along 159th Street and near I-355 provides easy access to major transportation corridors, making it convenient for both customers and employees. The village government maintains a business-friendly approach with streamlined permitting and support for commercial development.

Homer Glen is known for its excellent schools, extensive park system, and family-oriented community events that create a stable customer base for local businesses. The village’s Heritage Park and community center serve as gathering places that strengthen community bonds. Businesses benefit from the area’s growing population, higher household incomes, and residents’ preference for supporting local establishments.

Homer Glen logo with stylized green tree and slogan

Local Mokena Insurance Agency
Always Here For You, Wherever You Are
Hicks Insurance Group provides home, auto, life, and commmercial insurance services throughout Illinois including Mokena, Joliet, Orland Park, Tinley Park, New Lenox, Frankfort, Chicago, Naperville, Oak Lawn, and Cicero as well as the counties of Will, Kendall, Grundy, and DuPage.
Frequently Asked
Questions

If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Generally, the other driver’s liability coverage will pay for medical expenses and repairs to your vehicle. If, however, the other driver’s insurance is insufficient to pay your costs, your uninsured or underinsured motorist coverage can step in to make up the difference.

If possible it is in your best interest to contact your agent first to discuss options available based on your situation. If unable to connect go straight to your insurance carrier to file your claim. You can file your claim either online or over the phone.

  • Your insurance company adjuster will reach out to you to gather detailed information about your claim.
  • The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
  • You will work with your adjuster will get an estimate for the damages.
  • A check will be cut for that estimate.
  • If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.

Still have questions?
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