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Frequently Asked Questions

Answers to your By Policy Type Questions

Am I covered if I drive a rental or borrow a friend's car?

Am I covered if I drive a rental or borrow a friend’s car?

Can I bundle business and personal insurance together?

Can I bundle business and personal insurance together?

Can I bundle my Home and Auto Insurance for savings?

Can I bundle my Home and Auto Insurance for savings?

Can I get a discount for bundling my condo insurance with other policies?

Can I get a discount for bundling my condo insurance with other policies?

Can my teen get discounts for good grades or driver's ed?

Can my teen get discounts for good grades or driver’s ed?

Does condo insurance cover water or flood damage?

Does condo insurance cover water or flood damage?

Does homeowners insurance cover flooding?

Does homeowners insurance cover flooding?

Does my condo association's policy cover the inside of my unit?

Does my condo association’s policy cover the inside of my unit?

Does my homeowner's policy cover my boat?

Does my homeowner’s policy cover my boat?

Does my policy cover water damage from heavy rain or sewer backup?

Does my policy cover water damage from heavy rain or sewer backup?

How can I improve my insurance score?

How can I improve my insurance score?

How can I lower my boat insurance premium?

How can I lower my boat insurance premium?

How can I lower my boat insurance premium?

How can I lower my boat insurance premium?

How can I lower my home insurance premium?

How can I lower my home insurance premium?

How can I make sure my teen stays insured as they go to college?

How can I make sure my teen stays insured as they go to college?

How can I save money on my car insurance in Mokena?

How can I save money on my car insurance in Mokena?

How do I file a claim?

How do I file a claim?

How do I file a Homeowners Insurance claim?

How do I file a Homeowners Insurance claim?

How do I know if bundling is right for me?

How do I know if bundling is right for me?

How much can I save by bundling my insurance?

How much can I save by bundling my insurance?

How much condo insurance do I need?

How much condo insurance do I need?

How much does flood insurance cost in Illinois?

How much does flood insurance cost in Illinois?

How much homeowners insurance do I need?

How much homeowners insurance do I need?

How often should I review my auto insurance policy?

How often should I review my auto insurance policy?

Is auto insurance required in Illinois?

Is auto insurance required in Illinois?

Is boat insurance required in Illinois?

Is boat insurance required in Illinois?

Is flood insurance required in Illinois?

Is flood insurance required in Illinois?

Is homeowners insurance required in Illinois?

Is homeowners insurance required in Illinois?

Should my teen have their own policy or be added to mine?

Should my teen have their own policy or be added to mine?

What are common gaps in Homeowners Insurance policies?

What are common gaps in Homeowners Insurance policies?

What are the next steps after filing a claim?

What are the next steps after filing a claim?

What causes most flooding in Illinois?

What causes most flooding in Illinois?

What does a homeowners insurance policy typically cover?

What does a homeowners insurance policy typically cover?

What does boat insurance cover?

What does boat insurance cover?

What does flood insurance cover?

What does flood insurance cover?

What does Homeowners Insurance typically cover?

What does Homeowners Insurance typically cover?

What does it mean to "bundle" insurance policies?

What does it mean to “bundle” insurance policies?

What happens if I cause a car accident?

What happens if I cause a car accident?

What if another driver hits my car?

What if another driver hits my car?

What if my home is damaged by a flood?

What if my home is damaged by a flood?

What is "loss assessment coverage"?

What is “loss assessment coverage”?

What is a Master Policy, and how does it affect my coverage?

What is a Master Policy, and how does it affect my coverage?

What isn't covered by standard home insurance?

What isn’t covered by standard home insurance?

What kind of car should my teen drive to lower insurance costs?

What kind of car should my teen drive to lower insurance costs?

What should I know about adding a teen driver?

What should I know about adding a teen driver?

What should young drivers know about Auto Insurance?

What should young drivers know about Auto Insurance?

What types of boats can be insured?

What types of boats can be insured?

What's the difference between comprehensive and collision coverage?

What’s the difference between comprehensive and collision coverage?

What's the difference between condo insurance and homeowners insurance?

What’s the difference between condo insurance and homeowners insurance?

When is the best time to buy flood insurance?

When is the best time to buy flood insurance?

When should I add my teen to my policy?

When should I add my teen to my policy?

Which policies can I bundle with Hicks Insurance Group?

Which policies can I bundle with Hicks Insurance Group?

Why is insurance more expensive for young drivers?

Why is insurance more expensive for young drivers?

Will bundling limit my coverage options?

Will bundling limit my coverage options?

Still have questions?

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