Affordable Auto Insurance Policies for Illinois Drivers
The auto insurance industry offers a vast array of options for coverage. So how do you know what coverage is right for you and your family?
At Hicks Insurance Group, we emphasize obtaining the right level of coverage, with the right discounts in place, at the most affordable price. That means we spend time getting to know you and also educating you on what coverages and limits best suit your needs, which may include:
- Bodily injury coverage
- Collision coverage
- Comprehensive coverage
- Glass coverage
- Medical payments coverage
- Property damage coverage
- Uninsured/underinsured motorist coverage
Cheap Is Not In Our Vocabulary
We are not about finding the cheapest auto insurance out there. Instead, we are about tailoring the right combination of coverages to provide you with the best policy.
Additionally, we always keep an eye on your policies to make sure that you are never paying for more coverage than you need. In fact, we base every insurance policy recommendation from auto insurance to homeowners insurance and more, on our thorough insurance review process. That way, you always know what you have and why you have it.
Your Youngest Drivers Are At Highest Risk!
- 16-19 year olds are three times more likely to have a speeding violation
- Drivers under the age of 20 make up the largest proportion of distracted driving accidents
- 28% of all individuals killed in auto accidents are younger than 25
These are harrowing statistics for any parent to read, but they are important for you to know. They provide you with the ammunition necessary to protect your teen drivers or young adult drivers. Take the following steps to lower their risks while on the road, and to lower your chances of filing an auto insurance claim.
- Speak to your young drivers about safe driving techniques.
- Have them sign a cell-phone-free driving pledge.
- Practice safe driving techniques yourself.
- Teens often learn some of their worst habits from watching their parents.
- Get the appropriate level of insurance.
- In the event of the accident, you want to make sure your auto insurance policy will provide all the coverage you will need to take care of your child.
Protect Your Family While On the Road. Let Us Help.
Our independent insurance team is here to help provide you with the right amount of auto insurance coverage at the best price possible. Call us at 708-532-7474 or contact our Illinois Insurance Agents online to schedule a time to meet with us at our Mokena office.
We will speak with you during a consultation to learn about your current insurance coverage, your potential risks and gaps in coverage. From there, we will shop across multiple highly rated insurance companies and provide you with quotes for coverage.