Hicks Insurance Service Area | Naperville

Insurance in Naperville

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Client Testimonials

Insurance Agents Who Understand Naperville

Naperville blends suburban comfort with vibrant city life. From scenic walks along the Riverwalk to daily commutes via Route 59 or the BNSF Metra line, residents enjoy a dynamic and family-friendly environment. But with bustling neighborhoods, Midwest weather patterns, and everyday risks, life here can be unpredictable—think fender-benders, sump pump failures, or storm-related damage.

That’s where Hicks Insurance Group comes in. We offer personalized insurance solutions designed to match the unique lifestyle of Naperville residents. Whether you’re living near Naper Settlement or in a home in White Eagle, our team ensures your coverage keeps up with your life. Ready to get covered? Reach out through our Contact Page.

Our Local Approach to Insurance

At Hicks Insurance Group, our approach is centered on one thing: your community. We’re not a distant voice in a corporate call center—we’re right here, just a short drive from your home or business in Naperville. Since 1998, we’ve built long-standing relationships by helping families and businesses across Chicagoland find insurance coverage that actually fits their lives—not just their paperwork.

We understand Naperville’s unique blend of historic neighborhoods, family-focused developments, and thriving small businesses. That’s why our policies are designed to support the specific risks and lifestyles of this area—from severe Midwest storms to the daily school and work commute down Route 59.

Personalized Coverage Options for Naperville Residents

  • Auto & Home Insurance
    Whether you’re parking near Downtown Naperville or commuting to Chicago, our policies reflect local traffic realities and seasonal risks like hail, ice, and flooding. We offer bundling discounts and custom auto coverage options tailored to your driving habits and home type.
  • Life & Health Insurance
    Your needs evolve—starting a family, preparing for college tuition, or planning retirement. Our life and health products grow with you, ensuring that your financial security stays strong no matter what stage you’re in. Options include term, whole life, disability, and long-term care.
  • Business Insurance Solutions
    From home-based consultancies in Ashbury to busy storefronts along Washington Street, we offer scalable business insurance to meet your goals. Coverage includes general liability, commercial auto, EPLI, and more—structured with small business flexibility in mind.

Why Naperville Residents Trust Hicks Insurance

  • 🤝 Face-to-Face Service
    When you call us, you’re reaching a real local agent—not a national hotline. Need to stop by in person? We’re just down the road in Mokena.
  • 🧾 Independent Carrier Access
    We’re not tied to one insurer. We compare policies from over 14 top-rated companies, helping you find better value without sacrificing coverage.
  • 💬 Clear, Honest Communication
    Insurance shouldn’t be confusing. We take the time to explain your coverage, options, and costs so you always know what you’re getting.

When to Review Your Insurance in Naperville

Life in Naperville moves quickly—and whether you’re upgrading your home in Tall Grass or planning for your child’s future at North Central College, it’s important to keep your insurance policies aligned with your current stage of life. Regular reviews help ensure you’re not underinsured or paying for coverage you no longer need.

Buying or Upgrading a Home

Purchasing or renovating a home in neighborhoods like Ashbury, White Eagle, or Tall Grass is a perfect time to revisit your insurance plan. Property value changes, new features, and increased liability can all affect your coverage. Make sure your homeowners policy reflects the real cost of replacement, includes updated endorsements, and provides additional protection for valuables.

Adding a Teenage Driver

As your teen begins driving to Neuqua Valley or Naperville Central, your auto insurance must adjust. Teenage drivers present unique risks—and opportunities for discounts with safe driving and good grades. We’ll help you create a policy that offers strong protection and affordability for your growing family.

Renovating Your Home or Addressing Flood Risks

Home projects like basement finishing or kitchen remodels often boost your home’s value—but they also raise your exposure to risk. Likewise, living near the DuPage River or other flood-prone zones in Naperville may require specialized coverage. It’s a great time to review your existing policy and consider options like flood or umbrella insurance.

Welcoming a New Baby or Planning for College

Major life events—like having a child or preparing for college expenses—deserve a second look at your life insurance. Whether you want to lock in coverage while you’re young or protect your children’s financial future, our team can walk you through options like term life, whole life, and annuities.

Launching or Expanding a Business

Opening a storefront downtown or growing a home-based business in Regency Oaks? Your commercial insurance should scale with you. From general liability to workers’ compensation and business auto policies, we help Naperville entrepreneurs stay protected and compliant.

What’s Included / How It Works

Our simple process:

  1. Choose your coverage — auto, home, life, business
  2. Select your plan — basic or full protection
  3. Get a quote — tailored to your needs
  4. Review yearly or after big life changes

Coverage bundles available:

  • ✔️ Personal Bundle: Auto + Homeowners + Umbrella
  • ✔️ Life & Health Suite: Term/Whole Life, Disability, Medicare Supplements
  • ✔️ Business Package: BOP, Commercial Auto, General Liability, Workers’ Comp

We Know Naperville: A Local’s Perspective

Founded in 1831 along the banks of the DuPage River, Naperville began as a modest frontier settlement and has grown into one of Illinois’ largest and most desirable suburbs. Its historic roots are preserved in landmarks like Naper Settlement and the charming brick-lined streets of Downtown Naperville, while its commitment to community and education shines through in top-rated schools and vibrant local events. From summer concerts at Millennium Carillon to serene strolls along the Riverwalk, Naperville combines history, nature, and family life in a uniquely balanced way.

At Hicks Insurance Group, we’ve built our reputation by understanding what makes communities like Naperville thrive. Whether you’re settling into a family home in White Eagle, navigating your first condo in Downtown, or growing a business near 95th Street, our insurance solutions reflect your neighborhood’s needs. As your local partner, we provide the personalized service and flexible options that national carriers can’t match—because Naperville deserves coverage that fits the way people live, work, and grow here.

Why Work with Hicks Insurance Group in Naperville?

Choosing the right insurance partner isn’t just about finding a low premium—it’s about trust, responsiveness, and local insight.

We’ve spent over 25 years building relationships throughout Chicagoland by offering tailored solutions and real human support. In a community as vibrant and diverse as Naperville, where needs vary from young families to retirees and small business owners, we understand that one-size-fits-all coverage doesn’t cut it.

What Sets Us Apart:

Over 25 Years of Local Service
We’ve been protecting Naperville families and businesses since 1998, giving us a deep understanding of the area’s housing market, risk patterns, and changing needs.

🛡️ Dedicated In-Community Agents
When you call Hicks, you reach someone who knows Naperville—not a stranger in another state. Our agents are available for in-person consultations and quick, meaningful support when you need it most.

🔄 Independent Access to 14+ Top Insurance Carriers
We’re not locked into one provider. That means we can shop for the best coverage at competitive rates on your behalf, offering flexibility without sacrificing quality.

Highlighted Service: Life Insurance for Growing Families in Naperville

Raising a family in Naperville means thinking ahead—about schools, savings, and long-term security. Life insurance plays a critical role in protecting what matters most, whether you’re a new parent in White Eagle, planning for college costs in Tall Grass, or preparing for retirement near the Riverwalk. At Hicks Insurance Group, we provide life insurance options that evolve with your family and offer financial peace of mind through every stage.

We offer a range of policies that are flexible, affordable, and built to support your goals—not just for today, but for decades to come.

Why Naperville Families Choose Hicks for Life Insurance:

  • 👶 Coverage That Grows With You
    From your first child to empty nesting, our life insurance solutions adapt as your responsibilities and income change.
  • 💰 Budget-Friendly Options
    We offer term life, whole life, and annuity options to match your financial plan—whether you’re just starting out or seeking long-term security.
  • 📜 Protection You Can Trust
    Ensure your loved ones are financially secure in the event of the unexpected—covering everything from mortgage payments to college tuition.
  • 🤝 Compassionate, Local Support
    Our agents work with you directly to determine the right level of coverage and explain the fine print, so you can make confident decisions.

Whether your goals include leaving a legacy, covering final expenses, or simply ensuring stability for your children, we’re here to help you every step of the way. Learn more about life insurance or connect with us to schedule a personal review.

A Naperville Insurance Agency That Works For You

Your life in Naperville is filled with meaningful milestones—from buying your dream home in White Eagle to watching your kids bike to school in Ashbury. Every stage brings new joys—and new risks. 

That’s why Hicks Insurance Group takes the time to understand your needs and craft personalized insurance solutions that protect everything you’ve worked for. Whether you’re a first-time homeowner, growing your business near Downtown, or updating your life insurance after welcoming a new baby, our agents are just a call away. You won’t be routed through a call center or left waiting for days—we believe your time is as valuable as your peace of mind.

Let’s protect what matters most, together. Call us at (708) 532‑7474 or reach out through our lead form to get started today.

Have questions about our insurance?

Give us a call today and we can help.

Values & Principles
Our Greatest Asset Is You

What makes our independent insurance agency so wonderful is not our extensive experience or our network of top carriers. It is you. It is the relationship we get to build with you and the trust you place in us.

We want to ensure we deserve your loyalty and trust, which is why we build our agency on the three principles listed below.

Dedication

We work diligently to find the very best coverage and risk management options for you and your specific needs.

Integrity

We are only as good as our word. We're committed to advocating for and living up to the highest of moral and ethical standards.

Loyalty

We want to be your insurance partner for as long as you need coverage. We will stand by your side at all times, and are available when you need us.

Insurance Brokerage in Mokena
Trusted Insurance Partners
Hicks Insurance has contractual relationships with and represents some of the best and most financially secure insurance companies in the United States.
Frequently Asked
Questions

If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Generally, the other driver’s liability coverage will pay for medical expenses and repairs to your vehicle. If, however, the other driver’s insurance is insufficient to pay your costs, your uninsured or underinsured motorist coverage can step in to make up the difference.

If possible it is in your best interest to contact your agent first to discuss options available based on your situation. If unable to connect go straight to your insurance carrier to file your claim. You can file your claim either online or over the phone.

  • Your insurance company adjuster will reach out to you to gather detailed information about your claim.
  • The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
  • You will work with your adjuster will get an estimate for the damages.
  • A check will be cut for that estimate.
  • If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.

Still have questions?
No worries - we're here to help. Get the reassurance you need and contact us today.
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Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.