Running a business comes with many uncertainties, and even a single accident or claim can result in significant financial loss. General liability insurance helps safeguard your business from costly lawsuits related to property damage, bodily injury, or personal injury claims. Whether you operate a storefront, office, or job site, having the right coverage ensures that one unexpected event won’t jeopardize everything you’ve built.
At Hicks Insurance Group, we provide customized general liability policies tailored to your industry and business needs. As an independent agency, we work with top-rated insurance providers to find coverage that fits your budget while offering the protection your business requires.
Understanding your coverage needs is the first step to ensuring your business is fully protected. Our experienced agents will review your risks, assess your existing policy, and find the best options to minimize your exposure. Call (708) 532-7474 or contact us online today for a free, no-obligation quote!
Life changes can impact your insurance needs, and staying ahead of potential risks ensures you’re always protected. Whether it’s for your home, vehicle, or business, here are key moments when you should reach out to an insurance professional:
Keeping your insurance up to date ensures you’re covered when it matters most. Contact Hicks Insurance Group today to review your policies and get expert advice tailored to your needs!
Running a business comes with risks, but the right insurance coverage can protect your company from unexpected financial losses. At Hicks Insurance Group, we offer tailored business insurance solutions designed to safeguard your assets, employees, and operations.
Accidents happen, and if your business or employees cause damage to someone else’s property, this coverage helps pay for repairs or replacements. Whether it’s a broken window at a client’s office or damage to a rented space, property damage insurance ensures you’re financially protected.
If a customer, vendor, or visitor is injured on your business premises or due to your company’s operations, this coverage helps cover medical expenses and potential legal fees. Whether it’s a slip-and-fall accident or an injury caused by a company vehicle, bodily injury liability ensures your business is covered.
Lawsuits involving libel, slander, wrongful eviction, or copyright infringement can be costly. Personal injury coverage helps protect your business from legal claims related to reputation damage or unintentional harm caused by business communications or advertising.
Marketing and advertising are essential for business growth, but they also come with risks. If your advertising unintentionally causes harm to another business—such as using copyrighted material without permission—this coverage helps cover legal expenses and settlements.
Defending a liability lawsuit can be expensive, even if the claim against your business is unfounded. Legal expenses coverage helps cover attorney fees, court costs, and potential settlements, so your business isn’t burdened by high out-of-pocket expenses.
Accidents can happen anywhere, and if someone is injured at your business or due to your company’s operations, the financial consequences can be significant. Bodily injury coverage is a key part of general liability insurance, helping to cover medical expenses, legal fees, and potential settlements if a non-employee is injured on your property or by your business activities.
At Hicks Insurance Group, we offer customized bodily injury coverage to ensure your business is protected from unexpected claims. Whether you own a retail store, restaurant, office, or construction business, this coverage provides peace of mind by reducing the financial risks associated with customer or visitor injuries.
You should consider this coverage if:
Imagine a customer slipping on a wet floor in your store or a visitor tripping over equipment at your worksite. Without bodily injury coverage, your business would be responsible for medical bills, legal fees, and possible settlements. With coverage from Hicks Insurance Group, you can operate with confidence, knowing that your business is protected from costly liability claims.
Life is full of uncertainties, but term life insurance provides affordable financial protection for your family when they need it most. Designed to cover a specific period—such as 10, 20, or 30 years—term life insurance ensures that your loved ones are financially secure if something happens to you. Whether you need coverage to replace lost income, pay off debts, or provide for your children’s future, this policy offers peace of mind at a cost-effective rate.
At Hicks Insurance Group, we offer personalized term life insurance policies tailored to your family’s needs and budget. Our team will help you find the right coverage so you can feel confident knowing your loved ones are taken care of, no matter what the future holds.
Protect your family’s future today. Call (708) 532-7474 to explore your term life insurance options and get a free, no-obligation quote!
Unexpected accidents and legal claims can put your business at financial risk, but with the right liability insurance, you can operate with confidence. At Hicks Insurance Group, we are committed to helping businesses in Mokena and beyond find comprehensive coverage that safeguards their assets, employees, and reputation. Whether you need protection from property damage, bodily injury claims, or legal expenses, our team is here to ensure you have the right policy in place.
As an independent agency, we partner with top-rated insurance providers to offer tailored solutions that fit your industry and budget. Don’t wait until a lawsuit or claim disrupts your business—take a proactive approach to risk management today.
Call (708) 532-7474 to speak with an experienced agent or request a free, no-obligation quote. Let Hicks Insurance Group help you protect what matters most!
Give us a call today and we can help.
What makes our independent insurance agency so wonderful is not our extensive experience or our network of top carriers. It is you. It is the relationship we get to build with you and the trust you place in us.
We want to ensure we deserve your loyalty and trust, which is why we build our agency on the three principles listed below.
We work diligently to find the very best coverage and risk management options for you and your specific needs.
We are only as good as our word. We're committed to advocating for and living up to the highest of moral and ethical standards.
We want to be your insurance partner for as long as you need coverage. We will stand by your side at all times, and are available when you need us.
If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.
If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.
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