Hicks Insurance

Reliable Home Insurance in Mokena, IL

Protecting Homes and Families in Mokena

Your home is more than just a place to live—it’s where life happens. At Hicks Insurance Group, we help Mokena homeowners find the right insurance coverage to protect their property, belongings, and financial future. Whether you need coverage for a house, condo, or rental property, we’ll match you with a policy that fits your needs and budget.

We believe in more than just selling insurance. Our team takes the time to understand your unique situation and provide coverage that gives you peace of mind. From first-time buyers to long-time homeowners, we work with trusted insurance carriers to offer reliable protection for whatever life brings.

Get Your Personalized Home Insurance Quote

Finding the right homeowners insurance starts with a policy tailored to your needs. At Hicks Insurance Group, we take the time to understand your home, compare options from top-rated carriers, and find the best coverage at a competitive price. Call (708) 532-7474 or contact us online to get your free quote today!

When to Call a Mokena Insurance Expert

Your insurance needs can change at any time, and having the right coverage is essential to protecting your home, vehicle, or business. If you’re facing any of the following situations, it’s a good time to speak with an insurance professional:

  • Purchasing a Home or Car – Ensure you have the right coverage in place before you buy.
  • Major Life Changes – Marriage, having children, or retiring may require updates to your policy.
  • Starting or Growing a Business – Protect your company with the right commercial insurance.
  • Gaps in Coverage – A professional review can help identify any missing protection.
  • Finding a Better Rate – Comparing policies may save you money while improving your coverage.

 

Mokena Homeowners Insurance Coverage Options

Your home is one of your most valuable assets, and the right insurance policy ensures it stays protected. At Hicks Insurance Group, we offer customized homeowners insurance to cover your property, belongings, and liability.

Dwelling Coverage

This protects the structure of your home, including the walls, roof, and foundation, from damage caused by fire, storms, hail, and other covered events. If repairs or rebuilding are needed, this coverage helps cover the costs.

Personal Property Coverage

Your belongings—furniture, appliances, electronics, and clothing—are protected from risks like theft, vandalism, fire, and certain weather-related incidents. This ensures you can replace damaged or stolen items without financial stress.

Liability Protection

If someone is injured on your property, liability insurance helps cover medical bills, legal fees, and damages. It also protects you if you accidentally cause damage to someone else’s property.

Other Structures Coverage

This extends protection to detached structures like garages, sheds, fences, and gazebos. If these structures are damaged by a covered event, repairs or replacements are included in your policy.

Water Backup Coverage

Standard homeowners insurance doesn’t cover water damage from sump pump failures or backed-up drains. Water backup coverage protects against these costly and unexpected incidents.

Flood Insurance

Flood damage is not included in most homeowners insurance policies. If your home is at risk, a separate flood insurance policy can provide financial protection against rising waters and severe storms.

Jewelry & Valuable Items Coverage

High-value items like wedding rings, watches, and collectibles may need additional protection. This coverage ensures your most valuable possessions are fully covered beyond standard policy limits.

All-Risk Contents Coverage

This is the most comprehensive protection for personal belongings, covering accidental damage that wouldn’t typically be included in standard homeowners insurance, such as dropping and breaking expensive electronics or furniture.

 

Highlighted Service: Water Backup Coverage in Mokena, IL

Protect Your Home from Costly Water Damage

Water damage from backed-up drains or sump pump failures can cause expensive repairs and serious structural issues. Unfortunately, standard homeowners insurance doesn’t cover water backup incidents, leaving many homeowners unprotected. With water backup coverage, you can safeguard your home from unexpected damage caused by overflowing sump pumps, sewer backups, and drain failures.

At Hicks Insurance Group, we offer customized water backup coverage to ensure your home stays protected. Whether you live in a flood-prone area or have a basement with a sump pump, this policy can help cover cleanup, repairs, and replacement costs.

Why Water Backup Coverage Matters

  • Covers Cleanup Costs – Helps pay for water removal, drying, and mold prevention.
  • Protects Against Property Damage – Covers repairs to floors, walls, and personal belongings.
  • Prevents Financial Burden – Avoids out-of-pocket expenses for major home repairs.
  • Provides Peace of Mind – Ensures you’re covered when heavy rains or plumbing issues cause unexpected water damage.

Signs You Need Water Backup Coverage

Some homes are at higher risk for water backup damage. Consider adding this coverage if:

  • Your home has a basement or crawl space that could flood.
  • You rely on a sump pump to keep water out of your home.
  • You live in an area prone to heavy rainfall or sewer backups.
  • You want financial protection from unexpected plumbing failures.

The Impact of Water Backup Coverage

Imagine discovering a flooded basement after a storm or a broken sump pump. Without proper coverage, you could be left paying for expensive cleanup and repairs out of pocket. With water backup coverage from Hicks Insurance Group, you can have peace of mind knowing your home and finances are protected.

 

Protect Your Business with General Liability Insurance

Every business faces risks, and general liability insurance helps protect yours from costly lawsuits and claims. Whether you operate a storefront, office, or job site, this coverage safeguards your business from property damage, bodily injury claims, and legal expenses that could arise from everyday operations.

At Hicks Insurance Group, we provide customized general liability insurance policies tailored to your industry and business needs. Don’t leave your company exposed to unnecessary risks—secure the protection you need today.

 

Protect Your Home with the Right Coverage

Your home is one of your most valuable investments, and having the right insurance ensures that it stays protected from life’s unexpected events. At Hicks Insurance Group, we’re committed to helping Mokena homeowners find comprehensive, personalized coverage that fits their needs and budget. Whether you’re securing a new policy or reviewing your existing coverage, our team is here to guide you every step of the way.

Don’t wait until disaster strikes—make sure your home and everything in it is properly covered. Call Hicks Insurance Group at (708) 532-7474 or request a quote online to get started today!

Have questions about our insurance?

Give us a call today and we can help.

#1 Mokena Insurance Brokers

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Values & Principles

Our Greatest Asset Is You

What makes our independent insurance agency so wonderful is not our extensive experience or our network of top carriers. It is you. It is the relationship we get to build with you and the trust you place in us.

We want to ensure we deserve your loyalty and trust, which is why we build our agency on the three principles listed below.

Dedication

We work diligently to find the very best coverage and risk management options for you and your specific needs.

Integrity

We are only as good as our word. We're committed to advocating for and living up to the highest of moral and ethical standards.

Loyalty

We want to be your insurance partner for as long as you need coverage. We will stand by your side at all times, and are available when you need us.

Insurance Brokerage in Mokena

Trusted Insurance Partners

Hicks Insurance has contractual relationships with and represents some of the best and most financially secure insurance companies in the United States.

Frequently Asked
Questions

If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Generally, the other driver’s liability coverage will pay for medical expenses and repairs to your vehicle. If, however, the other driver’s insurance is insufficient to pay your costs, your uninsured or underinsured motorist coverage can step in to make up the difference.

If possible it is in your best interest to contact your agent first to discuss options available based on your situation. If unable to connect go straight to your insurance carrier to file your claim. You can file your claim either online or over the phone.

  • Your insurance company adjuster will reach out to you to gather detailed information about your claim.
  • The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
  • You will work with your adjuster will get an estimate for the damages.
  • A check will be cut for that estimate.
  • If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.

Still have questions?

No worries - we're here to help. Get the reassurance you need and contact us today.
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Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
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Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.