Hicks Insurance

Trusted Business Insurance in Mokena

Protecting Illinois Businesses with Comprehensive Coverage

Your business is more than just a job—it’s your passion, your investment, and your future. At Hicks Insurance Group, we understand the challenges business owners face and provide tailored insurance solutions to protect what matters most. Whether you run a small business, a growing company, or a large operation, we’ll help you find the right coverage to safeguard your assets, employees, and livelihood.

As an independent agency, we work with top-rated insurance carriers to ensure your business is covered against risks like property damage, liability claims, cyber threats, and more. Our experienced team takes the time to assess your unique needs and provide personalized protection so you can focus on growing your business with confidence.

Get a Customized Business Insurance Quote

Finding the best business insurance starts with understanding your specific risks and coverage needs. At Hicks Insurance Group, we compare options from over 15 top-rated providers to secure a policy that fits your business and budget. Call (708) 532-7474 or reach out online for your free, no-obligation quote today!

When to Call a Mokena Insurance Expert

Life is full of changes, and your insurance should adapt with you. Whether for your home, car, or business, the right coverage ensures you’re always protected. Here are some key times to reach out to an insurance professional:

  • Renovating Your Home – Upgrades like a new roof or finished basement may impact your coverage needs.
  • Adding a New Driver – A teen driver or additional household member can affect your auto insurance.
  • Experiencing Severe Weather – After storms or flooding, reviewing your policy ensures proper protection.
  • Changing Jobs or Income – A new career or shift in finances may require insurance adjustments.
  • Buying Expensive Items – High-value jewelry, electronics, or collectibles may need additional coverage.

Mokena Business Insurance Coverage Options

Running a business comes with risks, but the right insurance coverage can protect your company from unexpected financial losses. At Hicks Insurance Group, we offer tailored business insurance solutions designed to safeguard your assets, employees, and operations.

Commercial Property Insurance

Covers damage to your building, equipment, and inventory due to fire, storms, theft, and other covered events. This ensures your physical assets are protected so you can keep operations running.

General Liability Insurance

Protects your business from claims related to bodily injury, property damage, or legal expenses. If a customer is injured at your business or your company is held liable for damages, this coverage helps cover costs.

Commercial Auto Insurance

Provides coverage for company-owned vehicles in the event of an accident, theft, or property damage. It also helps cover liability expenses if your employees use their vehicles for business purposes.

Workers’ Compensation Insurance

Covers medical expenses and lost wages if an employee is injured on the job. This essential coverage helps protect both your workforce and your business from costly claims.

Cyber Liability Insurance

Safeguards your business from cyber threats, such as data breaches, hacking, and identity theft. It helps cover legal fees, customer notifications, and recovery costs after a cyberattack.

Employment Practices Liability Insurance (EPLI)

Protects your business against employee-related claims, including wrongful termination, discrimination, or harassment lawsuits. This coverage helps cover legal defense costs and settlements.

Contractors Insurance

Designed for independent contractors and construction professionals, this coverage protects against job-site risks, equipment damage, and liability claims.

Performance Bonds

Provides financial assurance that contractual work will be completed as agreed. This coverage is essential for businesses in construction, contracting, and service industries.

Restaurant & Bar Insurance

Offers specialized protection for businesses in the food service industry, covering risks such as liquor liability, equipment breakdown, and property damage.

 

Highlighted Service: Cyber Liability Insurance in Mokena, IL

Protect Your Business from Digital Threats

In today’s digital world, cyberattacks and data breaches are a growing risk for businesses of all sizes. A single cyber incident can lead to financial loss, legal trouble, and damage to your company’s reputation. Unfortunately, standard business insurance policies often do not cover cyber-related threats. With cyber liability insurance, you can safeguard your business from the financial consequences of hacking, ransomware, data breaches, and other cyber risks.

At Hicks Insurance Group, we offer customized cyber liability coverage to protect your business against costly cyber incidents. Whether you store sensitive customer data, process online payments, or rely on digital systems, this coverage helps mitigate risks and keeps your operations secure.

Why Cyber Liability Insurance Matters

  • Covers Data Breaches – Helps with the costs of notifying customers, legal fees, and credit monitoring after a breach.
  • Protects Against Cyberattacks – Covers financial losses from hacking, ransomware, and phishing attacks.
  • Safeguards Business Reputation – Helps manage public relations efforts and customer trust after a cyber incident.
  • Supports Business Continuity – Covers recovery expenses, including restoring data and repairing systems.

Signs Your Business Needs Cyber Liability Insurance

Cyber threats can impact any business, but you may need this coverage if:

  • You store customer or employee personal data, such as credit card numbers or Social Security numbers.
  • Your business relies on digital systems, websites, or cloud-based storage.
  • You process financial transactions online or use third-party payment processors.
  • You want financial protection against cyber extortion and data theft.

The Impact of Cyber Liability Coverage

Imagine discovering that hackers have stolen customer data or your business is locked out of critical systems due to ransomware. Without the right coverage, you could face significant legal fees, regulatory fines, and lost revenue. Cyber liability insurance from Hicks Insurance Group helps ensure your business is financially protected and can recover quickly from cyber threats.

Secure Your Future with Whole Life Insurance

Life is full of uncertainties, but whole life insurance ensures financial stability for your loved ones no matter what the future holds. Unlike term insurance, whole life coverage provides lifelong protection, building cash value over time while offering a guaranteed death benefit. Whether you’re looking to leave a financial legacy, cover final expenses, or supplement your retirement, this policy provides security and peace of mind.

At Hicks Insurance Group, we offer personalized whole life insurance policies tailored to your financial goals. Don’t leave your family’s future to chance—ensure they have lasting protection with a policy designed to grow with you.

Call (708) 532-7474 today to explore your whole life insurance options!

 

Comprehensive Protection for Your Business

Your business is more than just your livelihood—it’s an investment in your future. At Hicks Insurance Group, we understand the risks that come with running a business and are committed to providing tailored insurance solutions that keep you protected. From property damage and liability claims to cyber threats and employee-related risks, the right coverage can make all the difference in safeguarding your company’s success.

As an independent agency, we work with top-rated insurance providers to find policies that fit your unique needs and budget. Whether you own a small startup or a well-established business, our experienced team will guide you through the process, ensuring you have the right protection in place.

Don’t leave your business exposed to unnecessary risks. Call (708) 532-7474 today for a free, no-obligation insurance quote and take the first step toward securing your company’s future.

Have questions about our insurance?

Give us a call today and we can help.

#1 Mokena Insurance Brokers

Visit Our Mokena Office Today!
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Client Testimonials

Values & Principles

Our Greatest Asset Is You

What makes our independent insurance agency so wonderful is not our extensive experience or our network of top carriers. It is you. It is the relationship we get to build with you and the trust you place in us.

We want to ensure we deserve your loyalty and trust, which is why we build our agency on the three principles listed below.

Dedication

We work diligently to find the very best coverage and risk management options for you and your specific needs.

Integrity

We are only as good as our word. We're committed to advocating for and living up to the highest of moral and ethical standards.

Loyalty

We want to be your insurance partner for as long as you need coverage. We will stand by your side at all times, and are available when you need us.

Insurance Brokerage in Mokena

Trusted Insurance Partners

Hicks Insurance has contractual relationships with and represents some of the best and most financially secure insurance companies in the United States.

Frequently Asked
Questions

If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Generally, the other driver’s liability coverage will pay for medical expenses and repairs to your vehicle. If, however, the other driver’s insurance is insufficient to pay your costs, your uninsured or underinsured motorist coverage can step in to make up the difference.

If possible it is in your best interest to contact your agent first to discuss options available based on your situation. If unable to connect go straight to your insurance carrier to file your claim. You can file your claim either online or over the phone.

  • Your insurance company adjuster will reach out to you to gather detailed information about your claim.
  • The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
  • You will work with your adjuster will get an estimate for the damages.
  • A check will be cut for that estimate.
  • If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.

Still have questions?

No worries - we're here to help. Get the reassurance you need and contact us today.
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Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.