Running a business in Manhattan, IL means balancing growth, operations, and risk every day. Whether you’re a contractor, retailer, or service provider, your business is exposed to liability, property damage, employee injuries, and unexpected disruptions. Without the right protection, even a small issue can become a major setback.
At Hicks Insurance Group, we specialize in business insurance for Manhattan companies of all sizes—from home-based businesses to brick-and-mortar storefronts. As a locally based, independent agency, we understand the challenges faced by Will County entrepreneurs and provide affordable, customized business insurance plans to meet your needs. Contact our team to protect what you’ve built.
At Hicks Insurance Group, we don’t sell you a policy—we build one with you. Our process is hands-on, informative, and tailored to your unique operation.
Here’s what sets us apart:
If you’re unsure whether your coverage still fits your operation, here are a few clear signs it’s time to review or purchase business insurance in Manhattan:
Protecting your business in Manhattan means having insurance that adapts to your industry, team size, and budget.
Our insurance brokers believe in building coverage that fits—not just checking boxes. Our business insurance solutions typically include essential protections such as general liability, commercial property, and business auto insurance. These core coverages help safeguard you from costly risks like bodily injury claims, property damage, or vehicle-related incidents involving employees or clients.
We also offer more specialized policies to provide full-spectrum protection. Workers’ compensation covers medical expenses and lost wages if an employee is injured on the job—a must-have for most Illinois businesses.
For small businesses, a Business Owners Policy (BOP) bundles key coverages into one affordable package. And with Employment Practices Liability Insurance (EPLI), you’re protected against employee claims like wrongful termination or discrimination. We start every policy with a personal risk review to help you choose the right mix of protections based on how—and where—you operate.
If you’re a small business owner—whether you operate from a downtown office or out of your own garage—we know your business is more than a job. It’s your livelihood.
We work with owners to:
From family-run shops to sole proprietors and startups, we’re here to help you stay protected and compliant without overpaying.
Manhattan is growing fast, and so are the risks local business owners face. At Hicks Insurance Group, we’ve been helping Chicagoland companies stay protected since 1998. As locals ourselves, we know what it takes to protect a service van on Manhattan-Monee Road or an office off Route 52.
When your livelihood is on the line, trust a partner who’s nearby and always in your corner.
In today’s digital world, even small businesses in Manhattan face evolving cyber threats. From data breaches and ransomware attacks to phishing scams and business email compromises, the risks are real—and often unpredictable. Cyber Liability Insurance offers crucial protection by safeguarding your organization against these hidden dangers, ensuring you’re not caught off guard by cyber incidents.
So, why consider Cyber Liability for your business?
Many Manhattan businesses find Cyber Liability to be the missing piece in their insurance portfolios—an essential safeguard in an increasingly digital age. Learn more about Cyber Liability Insurance and strengthen your defense against unseen threats.
Every business in Manhattan deserves reliable protection—and that’s exactly what Hicks Insurance Group delivers. Whether you’re a startup finding your footing or a seasoned entrepreneur reviewing coverage, our local team combines honest guidance, competitive rates, and personalized service to help you get the right coverage. From liability and property protection to commercial auto, workers’ compensation, and cyber liability, we tailor business insurance packages to suit your operation now and into the future.
Ready to take the next step? Get a free estimate or call us at (708) 532‑7474 to speak with a real local agent. We pride ourselves on prompt responses and are committed to helping you safeguard everything you’ve built—quickly, clearly, and professionally.
If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.
If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.
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