Manhattan may offer quiet streets and open roads, but driving here still comes with everyday risks. From sudden weather shifts and rural road hazards to the regular school runs and commutes along Route 52, accidents can happen anywhere. That’s why having dependable car insurance in Manhattan isn’t just a legal requirement—it’s peace of mind for every mile.
At Hicks Insurance Group, we provide personalized auto insurance built for the way people actually drive in Will County. Whether you’re heading into New Lenox for errands or navigating gravel roads near your home, we create plans that reflect your needs, not a generic template. Contact our team to start your custom quote today.
We don’t believe in cookie-cutter coverage. At Hicks Insurance Group, every car insurance policy starts with a real conversation—about your vehicle, your driving habits, and your goals.
What to expect:
Think your coverage is outdated? These life changes are common signs it’s time to review:
Our car insurance in Manhattan, IL includes all the essential protections you need on the road—plus optional upgrades to match your specific lifestyle. Every policy begins with core coverages like liability protection, which is required by Illinois law, as well as collision and comprehensive coverage for physical damage to your vehicle. We also include uninsured and underinsured motorist coverage to protect you in case you’re hit by someone without adequate insurance, and medical payments coverage to help with injury-related expenses.
Looking for extra peace of mind? We offer valuable add-ons such as roadside assistance for breakdowns, rental reimbursement so you’re not stranded after an accident, and coverage for custom equipment or aftermarket upgrades. Whether you’re building your first policy or reviewing an existing one, we’ll guide you through every option so you feel confident in your coverage.
If you’ve got a new driver in the family—or someone with a complicated record—you’re not alone. Manhattan families trust Hicks Insurance to help insure teen drivers without breaking the bank.
We’ll help you:
We make the process easier for parents and safer for teens.
Since 1998, Hicks Insurance Group has helped protect drivers across the south suburbs with custom coverage and true local insight. Our team knows Manhattan’s backroads, weather quirks, and neighborhood dynamics—and we use that knowledge to fine-tune your plan.
We’re proud to offer:
When you work with us, you’re not just a policy number—you’re a neighbor.
Even with solid auto insurance, certain situations can quickly exceed the limits of a standard policy. Serious accidents, costly property damage, or injury lawsuits can lead to expenses that leave you exposed. That’s where umbrella insurance steps in—providing a critical layer of extended liability protection when the unexpected occurs.
At Hicks Insurance Group, we often recommend umbrella insurance for Manhattan families looking to enhance their financial safety net. It’s especially valuable for households with teen drivers, high-value assets, or significant savings they want to protect. Unlike other policies, umbrella coverage applies across your home, auto, and even recreational vehicles—offering a wide shield of protection for one low premium.
Why umbrella insurance matters:
Want to better understand how umbrella coverage fits into your insurance plan? Learn more about umbrella insurance or connect with one of our local agents for a custom recommendation.
Whether you’re buying your first car, adding a teen driver to the family plan, or simply looking for a smarter, more affordable auto policy, Hicks Insurance Group is ready to help you get the protection you deserve. Our experienced, locally based team in Mokena proudly serves drivers throughout Manhattan, IL and neighboring communities with honest guidance, fast responses, and real-person service you can count on.
We don’t believe in one-size-fits-all coverage—and we’re not a call center. We take the time to understand your lifestyle, answer your questions, and find the right fit from over 14 top-rated insurance carriers. Whether you’re upgrading your policy, comparing rates, or starting fresh, we’re here to make the process easy and stress-free.
Ready to get started? Get a free estimate or call us at (708) 532-7474 to speak directly with a local agent. We typically respond within one business day—and we’re always happy to help. Let’s make sure you’re protected for every road ahead.
If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.
If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.
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