From securing financial stability for your loved ones to ensuring your final expenses are covered, whole life insurance policies are an essential part of any sound financial plan. At Hicks Insurance Group, we understand the various aspects and types of life insurance policies. We know which regional and national insurance carriers provide the best coverage based on individual needs and circumstances, and we also know which carriers offer the best in customer service.

If you are considering purchasing a new whole life insurance policy, or if you are curious about other options available to you, reach out to us. We are here to create a tailored plan that fits your personal and financial needs.

Whole life insurance policies typically vary from insurance company to insurance company. In general, however, here is what you can expect from a whole life insurance policy:

• Coverage:
  • Permanent insurance as long as premiums are paid, with fixed premiums and cash value benefits.
    • Purpose: Paying for the education of children, helping your spouse and surviving children maintain their lifestyles, ensuring the continuation of a business after the death of a key owner or employee.

You can pair your whole life insurance policy with other types of personal insurance for more comprehensive coverage. Common paired policies include disability insurance and individual health insurance.

Can you quickly identify the specifics of your whole life insurance policy? If the answer is no, it's time to consider an insurance policy review.

At Hicks Insurance, we're committed to offering comprehensive policy reviews for our customers. Conducting these reviews at least annually is a priority for us, ensuring that we're all on the same page about what your policy covers, what it doesn't, and what it should cover for optimal protection.

Even if you're not currently one of our customers, there's no need to worry. We invite your inquiries and are more than happy to review your existing coverages. We can also provide insurance quotes for you to compare, giving you a clearer picture of how your current coverage stacks up against other options available in the market.

Our independent insurance team is here to help provide you with the right amount of insurance coverage at the best price possible. Call us at 708-532-7474 or contact our Illinois Insurance Agents online to schedule a time to meet with us at our Mokena office.

We will speak with you during a consultation to learn about your current insurance coverage, your potential risks and gaps in coverage. From there, we will shop across multiple highly rated insurance companies and provide you with quotes for coverage.