Hicks Insurance Service Area | Lemont, IL

Insurance in Lemont, IL

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Client Testimonials

Insurance Solutions for Lemont, IL: Your Local Coverage Experts

Lemont, IL is more than just a picturesque village—it’s a tight-knit community rich in heritage and local pride. Whether you’re exploring the historic downtown, biking the I&M Canal trail, or raising a family in one of the growing neighborhoods off Archer Avenue, one thing remains constant: the need to protect what matters most. That’s where Hicks Insurance Group comes in. Since 1998, we’ve helped individuals and businesses in Lemont find smart, affordable insurance solutions that truly fit their needs.

From personal policies like auto, home, and life insurance to comprehensive business packages, we offer tailored options through partnerships with 14+ top insurance carriers. Our local-first approach means we’re not just another insurance agency—we’re neighbors committed to Lemont’s success. Contact our team to discover how we can help safeguard your future.

Why Lemont, IL Deserves a Local Insurance Partner

At Hicks Insurance Group, we don’t just work near Lemont—we know it, live it, and care deeply about its people. From the historic charm of downtown to the growing neighborhoods near McCarthy Road, Lemont has a unique character that deserves custom-tailored insurance—not a generic plan.

Built for Lemont Homes & Families:

Whether it’s a century-old house near the I&M Canal or a new build in a developing subdivision, every Lemont property has different needs. We design policies to reflect your exact situation—not cookie-cutter coverage.

On-the-Ground Support:

When storms hit or claims arise, you won’t deal with an out-of-state call center. Our team is just minutes away, ready to help with fast, personal attention.

Options that Work for You:

As an independent agency, we represent over 14 top insurance carriers. That means we shop for the best protection at the most competitive price—so you don’t have to.

When to Review Your Insurance in Lemont

Regularly reviewing your insurance is key to staying properly covered. Here are some of the best times to connect with us:

  • Buying or Selling a Home – Ensure your homeowner’s policy reflects true value and liability coverage.
  • New Teen Drivers – Add or adjust auto insurance with safety and affordability in mind.
  • Starting or Expanding a Business – Coverage for property, liability, commercial auto, and more.
  • Planning for Retirement – Evaluate life insurance, annuities, or long-term care solutions.
  • Marriage or Divorce – Life changes demand policy updates.
  • Major Purchases – Add protection for valuables like jewelry, boats, or motorcycles.
  • Home Renovations – Remodeling can increase property value—your coverage should keep up.
  • Welcoming a New Baby – Update life insurance and plan for the future.

What We Offer: Insurance for All of Life’s Chapters

At Hicks Insurance Group, we’re proud to support Lemont residents through every stage of life. Whether you’re protecting your first car, planning for retirement, or growing a business, we offer reliable, personalized coverage designed with your goals in mind.

Personal Insurance
Protection for your home, vehicle, and daily life—built around how you live.
From homeowners in downtown Lemont to commuters along 127th Street, we understand the coverage you need. Our personal insurance policies are designed to protect your biggest investments with flexibility and local insight. Explore personal insurance options.

  • Auto Insurance (young drivers, classic cars, daily use)
  • Homeowners and Renters Insurance
  • Umbrella and Flood Insurance

Life & Health Insurance
Secure your family’s future and plan ahead with confidence.
Whether you’re planning for a growing family or preparing for retirement, our life and health products give Lemont families peace of mind. We offer policies that grow with you, providing financial protection for life’s biggest moments. Learn more about life and health coverage.

  • Term and Whole Life Insurance
  • Long-Term Care and Disability Coverage
  • Medicare Supplements and Annuities

Business Insurance

Smart coverage options for local business owners, contractors, and startups.
From downtown storefronts to home-based operations, we help Lemont businesses manage risk and protect their assets. Our commercial insurance packages are scalable and built for the real challenges local owners face. View our business insurance solutions.

  • Business Owners Policies (BOP)
  • Commercial Auto and General Liability
  • Workers’ Compensation and EPLI

👉 Want to explore all our services? See our full service list.

Highlighted Service: Life Insurance for Growing Families in Lemont

Planning for your family’s future isn’t just a financial decision—it’s a heartfelt one. At Hicks Insurance Group, we understand that Lemont families want more than just policies—they want peace of mind. That’s why our life insurance offerings are designed to meet you where you are, whether you’re celebrating your first child, navigating a career shift, or thinking ahead to college tuition and retirement.

Life in Lemont is all about stability, growth, and community—values that mirror our approach to coverage. From homes near Central Elementary and Oakwood School to family-friendly neighborhoods off 127th Street, we’ve helped hundreds of local households protect what matters most. We believe your plan should evolve with your life, and we’re here to guide you through every milestone.

Why Lemont Families Choose Our Life Insurance:

  • Personalized coverage for every life stage—new parents, mid-career earners, and retirees alike
  • Budget-friendly premiums with room to grow
  • Protection that builds financial security for your family
  • Simple, compassionate claims process with local agents by your side
    Options including Term, Whole Life, and Universal Life plans

Whether you want to leave a legacy, cover final expenses, or just ensure your kids are cared for no matter what, our team is ready to help you make smart, confident decisions. Learn more about life insurance

Let’s Talk About Insurance in Lemont

Your life in Lemont is unique—and your insurance should be, too. Whether you’re buying your first home in Abbey Oaks, launching a business in downtown Lemont, or entering a new life stage that calls for long-term planning, Hicks Insurance Group is here to help you navigate the journey with confidence. Our local agents take the time to understand your goals and risks, providing coverage options that are both practical and personalized.

We’re proud to be a trusted name in the community, serving Lemont residents with the same care and dedication we would our own families. No call centers, no one-size-fits-all policies—just real people offering real support, right when you need it.

Let’s make sure you’re protected for today and prepared for tomorrow. Call us at (708) 532-7474 or contact us to speak with a local expert. We typically respond within one business day, and we’re always happy to answer your questions—big or small.

Have questions about our insurance?

Give us a call today and we can help.

Values & Principles
Our Greatest Asset Is You

What makes our independent insurance agency so wonderful is not our extensive experience or our network of top carriers. It is you. It is the relationship we get to build with you and the trust you place in us.

We want to ensure we deserve your loyalty and trust, which is why we build our agency on the three principles listed below.

Dedication

We work diligently to find the very best coverage and risk management options for you and your specific needs.

Integrity

We are only as good as our word. We're committed to advocating for and living up to the highest of moral and ethical standards.

Loyalty

We want to be your insurance partner for as long as you need coverage. We will stand by your side at all times, and are available when you need us.

Insurance Brokerage in Mokena
Trusted Insurance Partners
Hicks Insurance has contractual relationships with and represents some of the best and most financially secure insurance companies in the United States.
Frequently Asked
Questions

If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Generally, the other driver’s liability coverage will pay for medical expenses and repairs to your vehicle. If, however, the other driver’s insurance is insufficient to pay your costs, your uninsured or underinsured motorist coverage can step in to make up the difference.

If possible it is in your best interest to contact your agent first to discuss options available based on your situation. If unable to connect go straight to your insurance carrier to file your claim. You can file your claim either online or over the phone.

  • Your insurance company adjuster will reach out to you to gather detailed information about your claim.
  • The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
  • You will work with your adjuster will get an estimate for the damages.
  • A check will be cut for that estimate.
  • If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.

Still have questions?
No worries - we're here to help. Get the reassurance you need and contact us today.
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Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.
Get Your Personal Insurance Quote
In need of anything from car insurance to rental insurance? We have you covered.
Get Your Commercial Insurance Quote
Ready to get started with your Commercial Insurance plan? You're in the right place.
Get Your Life
Insurance Quote
In need of anything from disability insurance to long-term care? We have you covered.