From traffic on La Grange Road to the winding stretches of Route 30, driving in Frankfort means you have to be prepared for everything from fender benders to major weather events. Whether you’re commuting to nearby Orland Park or picking up the kids from Lincoln-Way East, the right car insurance ensures you’re protected every mile of the way.
At Hicks Insurance Group, we specialize in car insurance in Frankfort that’s built around your driving habits, family needs, and vehicle type. As an independent insurance agency in Frankfort, we don’t sell generic policies—we craft personalized auto insurance plans that reflect real life. Ready to take a smarter approach to protection? Contact our team to get started.
Unlike one-size-fits-all policies from national chains, Hicks Insurance Group partners with over a dozen top insurers to offer truly custom auto protection plans. We help you compare carriers, identify savings, and choose the best plan for your coverage goals and budget.
We offer:
Learn more about our auto insurance solutions.
Your auto insurance should keep pace with the changes in your life. It’s a good idea to review your policy if your premium increases unexpectedly, you add a teen driver or new vehicle, or you experience a major life event like moving, changing jobs, or getting married. Even if nothing significant has changed, an annual review can help you stay ahead of coverage gaps and uncover potential savings. Speak with an agent to make sure your policy still fits your needs.
Understanding what your policy covers is essential to making informed decisions. At Hicks Insurance Group, we ensure every policy is built around your driving lifestyle, risks, and vehicle type—not a generic formula.
Liability Coverage
This is required in Illinois and covers costs if you’re at fault in an accident. It pays for injuries to others and damage to their property, helping protect you from lawsuits and out-of-pocket expenses.
Collision Coverage
Whether you’re rear-ended at a Frankfort stoplight or hit a pole in a parking lot, collision coverage helps pay for repairs or replacement of your vehicle, regardless of who’s at fault.
Comprehensive Coverage
Think beyond crashes—this covers damage from theft, vandalism, falling objects, hailstorms, and even animals crossing the road. It’s an essential safeguard, especially during unpredictable weather.
Uninsured/Underinsured Motorist Coverage
If you’re hit by a driver with no insurance—or too little—this coverage can help with medical bills, repairs, and lost wages. It’s a smart layer of protection when others don’t hold up their end.
Every car insurance policy we offer is customized to your needs—we don’t believe in unnecessary add-ons or confusing exclusions. Just straightforward, personalized auto insurance policies that match how and where you drive.
We understand how nerve-wracking it can be to hand over the keys to a teen or high-risk driver. It’s not just about finding affordable coverage—it’s about making sure someone you care about is protected while giving new drivers the tools and guidance they need to stay safe on the road. At Hicks Insurance Group, we offer teen driver insurance in Frankfort that strikes the right balance between responsibility, risk management, and value.
Our personalized approach includes helping parents navigate every detail, from setting clear expectations to reviewing available discounts. We also educate families on the factors that most affect teen premiums—like driving history, academic performance, and type of vehicle—and how to reduce risks through proactive planning.
We can help parents and guardians:
Our team is here to make the transition smoother and safer for everyone involved—so you can feel confident every time your teen hits the road.
Read what clients say about working with us.
Your standard auto policy covers a lot—but, there are limits to what it can handle, especially if you’re involved in a serious accident or face a costly lawsuit.
That’s where umbrella insurance comes in. It’s a powerful, affordable way to extend your liability protection well beyond the limits of your home or auto policies.
Imagine a major car accident where multiple people are injured, or an at-fault crash involving a high-value vehicle. Your regular car insurance may only go so far in covering medical bills, legal fees, or damages. Umbrella insurance kicks in where your base policy ends, providing up to millions in extra coverage so your assets—and your future—stay secure.
Umbrella insurance isn’t just for the wealthy—it’s for anyone who wants a smart safety net that works across multiple areas of life.
Umbrella policies are ideal for:
It’s one of the smartest upgrades you can make for full-spectrum protection. So when life’s skies look a little cloudy, remember—Hicks has got you covered.
Don’t settle for a policy that’s just “good enough.” At Hicks Insurance Group, we go beyond the basics to help you build a car insurance plan that fits your life, your budget, and your goals. Whether you’re comparing rates, adding a driver, or starting fresh in Frankfort, our local team is ready to guide you through every step.
Ready to get started? Get a free quote online or contact us to speak with a real person who’s right around the corner. You can also call us directly at (708) 532-7474—we typically respond within one business day and are always happy to help.
Give us a call today and we can help.
If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.
If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.
Website Made By Aelieve Digital Marketing
