Chicago is a powerhouse for innovation and entrepreneurship—but operating a business in such a vibrant, rapid city also brings real risk. Slip-and-fall claims, client disputes, cyber breaches, or equipment damage could put your company on the line if you’re not properly protected.
At Hicks Insurance Group, we understand that Chicago businesses come in all shapes and sizes. That’s why we offer customized business insurance policies that fit your specific needs—whether you’re running a boutique in Wicker Park, a warehouse in Back of the Yards, or a tech startup in Fulton Market. Every policy starts with a personal consultation. Contact our team today to find the right protection for your company.
No two businesses are alike—and that goes double for their insurance needs. Our independent agents dig deep to learn about your operations, risks, and goals before recommending a policy. Then we:
This isn’t off-the-shelf insurance. It’s protection designed specifically for you. Curious how we do it? Learn more about our approach on our business insurance page.
Growth is a good thing—unless your policy doesn’t keep up with it. Reevaluate your business insurance if:
You’ve expanded your staff or payroll. Workers’ comp and liability limits should reflect your workforce.
You’ve bought equipment or vehicles. New assets need to be properly insured to avoid gaps.
You’ve signed new contracts. Vendor and landlord agreements often require proof of coverage you may not currently have.
You’ve moved or added locations. Policies need to reflect all operational addresses and property.
You’ve launched new services or products. Shifts in business activity can alter your risk profile.
If any of these apply, speak with an agent to review your coverage today.
A truly effective policy balances core protections with industry-specific enhancements. At Hicks, we often combine:
General Liability Insurance
Covers third-party injuries and property damage—critical for any customer-facing business.
Commercial Property Insurance
Protects physical assets like inventory, signage, computers, and leased buildings.
Workers’ Compensation
Required in Illinois for even one employee, this protects both you and your staff from workplace injury claims.
Cyber Liability Insurance
Shields your company from data breaches, ransomware attacks, and digital downtime.
EPLI (Employment Practices Liability Insurance)
Provides legal protection against harassment, wrongful termination, and discrimination claims.
We also offer add-ons like equipment breakdown, commercial auto, and business interruption—because your policy should reflect how you operate.
From local contractors in Humboldt Park to salons on the North Side and event venues downtown, Hicks Insurance Group has helped hundreds of Illinois businesses secure the right coverage. Our local advisors understand both city-specific regulations and the risks tied to your industry. Whether you’re scaling or just starting out, our industry experience keeps your business ahead of risk.
Guard Your Data. Protect Your Reputation.
With every new piece of software or client record you store, your risk increases. Cyber threats aren’t just an IT issue—they’re a major business liability. At Hicks Insurance Group, we help Chicago companies strengthen their digital defenses through affordable cyber liability policies.
Why Cyber Insurance Makes Sense
From retail to finance to healthcare, if your business touches sensitive data, cyber insurance should be part of your protection plan.
Let Hicks Insurance Group help you build a custom business insurance solution that protects your assets, supports your goals, and gives you peace of mind. Whether you’re scaling a team, signing new leases, or just want a second opinion—we’re here to guide you.
Call us at (708) 532-7474, request a free quote, or contact us online to schedule your consultation. We’ll take care of the coverage so you can focus on running your business.
Give us a call today and we can help.
If you are new to Hicks Insurance, you probably have some questions. Let's help you get some answers.
If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.
Your business insurance needs are as unique as your business itself. While all businesses need certain types of coverage—general liability, business property, and workers’ compensation, for example—your other needs hinge on your type of business. If, for example, you use vehicles in your line of work, you need business auto insurance. Similarly, businesses that manufacture a product should consider product liability insurance. Talk to your agent to determine your exact needs.
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