• Your insurance company adjuster will reach out to you to gather detailed information about your claim.
• The adjuster may come out to inspect your vehicle or property to evaluate the cost of damages.
• You will work with your adjuster will get an estimate for the damages.
• A check will be cut for that estimate.
• If actual costs differ from the estimate, you and your insurance provider will address the difference. Generally, this means a supplemental check will be delivered to you.

If you cause an accident, be prepared to pay your deductible. After you’ve done that, your insurance company should pay the remaining costs, including damages or medical expenses you caused to other parties involved.

Improving your credit score improves your insurance score. You can build better credit by reviewing your credit report for errors, minimizing your debt-to-income ratio, paying your bills on time, and maintaining long-term credit lines.